HAPPY NEW YEAR 2024! A FEW HIGHLIGHTS FROM 2023!

Happy New Year everyone! 2023 was a pretty good year for me (much better than 2022). Here are some of my highlights (by the numbers):

9: The number of times I provided special gifts to people for “Make a Friend Smile Day”. That’s the special occasion I created 20 years ago as the perfect excuse to offer guilt-free giving to people going through significant financial difficulties and hardships but are just too proud to ask or accept this help. The only catch is the friend must smile when using the gift because, well, there’d be no reason to have a “Make a Friend Smile Day” if the friend didn’t smile. I bought someone a computer, bought someone a smart phone, paid someone’s rent, and gave out several Publix gift cards and prepaid credit cards this year to people!

$68k: the amount I added to my “Beneficiaries Reserve Fund” due to my investment gains and budget projections based on these. This is the fund I use to help others. Most people who know me understand that whenever I have a good year in the stock market, I always set aside some of the proceeds to share with others to contribute as my gift to them – it’s a promise I make every year to God, higher power, the universe, or whatever it is you believe in (I happen to believe in all the above). You can read more about that here: https://brighterdayslifecoaching.com/a-guilt-free-way-to…/

21: The number of poems I wrote and published throughout the year. The ones people seemed to resonate most with were: To Ignite a Life (A Determined Drive): https://www.facebook.com/joe.brennan.1806/posts/pfbid0QNUBeFVm9Jw6Gtp943UsnXD4AzEjHCtnwXSTtTgM4Nq6D1gZZPZ6CGbtAaNeT8nhl , The Wingman: https://www.facebook.com/joe.brennan.1806/posts/pfbid0dsPxyBC4dGeCbouj1Q5HXigmr6saJHMHS3K4HigYauRzdnt4Uj5eHecfzuc4trfBl , and Regret Sings Relentlessly (The Haunting Tunes of Truth): https://www.facebook.com/joe.brennan.1806/posts/pfbid08ynYbeHxehSAGsNdqtdRfoSDKik4Q3cSsnmgZFYMUiXd4TWVbU48hy9AJrTNdMHxl

4300: The number of photos I took on travel this year. My biggest trip was my summer road trip (1400 miles, 3 weeks which, 13 places). My favorite places during this year’s travel were Dunedin FL, Tarpon Springs FL, and Sebring FL.

391: The percentage gain of my best performing stock this year: Coinbase (COIN).

279: The total number of places I have explored and spent quality time in to date (including the above road trip).

57: The percentage I gained in the stock market this year which more than made up the 24% loss I experienced last year (2022 was my first down year in 11 years). Over the past 12 years my average annual gain is 35%. So, that’s not too bad. This is about a 5 year gain on average for every year over the past 12 years. I improved my investment strategies this year as I try to do every year. https://brighterdayslifecoaching.com/how-to-lose-your…/ and https://brighterdayslifecoaching.com/a-break-in-the…/ are two notable examples. You can learn about all of my investing techniques via my “Invest Like a Pro in 10 Minutes a Day!” series of 4 books where you can learn the “end to end” process to investing. So, use any downtime you might have to your advantage by gaining this knowledge and learning these skills and techniques (https://brighterdayslifecoaching.com/published-books-and…/). Also, you can read all about my stock market activities here: https://brighterdayslifecoaching.com/stock-market-activities

34: the number of people I helped live happier lives throughout this year.

59: The number of times I posted about my stock market activities and strategies to offer others a chance to capitalize on these. You can read about most of them here: https://www.brighterdayslifecoaching.com/stock-market…/

93: The number of posts I wrote and published, throughout the year, focused on helping people live happier, offering hope and inspiration, keeping people informed, and making people more successful in life.

12: The number of books I read and shared my notes on throughout the year. These were primarily in the areas of self-help and self-improvement. Each of these were towards the top of the “100 Best Self-Help Books of All Time” list I’ve been reading from (So, over the years I’ve currently read the top 89 books on this list of 100 so 11 more to go!).

212: The number of days I spent on Duo Lingo learning and practicing Spanish and Portuguese throughout the year. I’ve been learning various languages on Duo Lingo for 10 years now including Spanish, Portuguese, and a tiny bit of Italian.

11 – the number of hours I spent on fitness activities in a typical week between weight training, running, stretching, and yoga.

So, 2023 was a pretty good year overall. Going forward I plan to focus on creating an electronic version of my first book of poetry (“A Farewell to Reason”) which has been out of print for several years now and some of the poetry I’ve written since then.

I’m looking forward to seeing what 2024 brings! Happy New Year Everyone! May 2024 be the best year of our lives EVER!

selfimprovement #selfhelp #selfdevelopment #intention #fulfillment #success #inspiration #happiness #mindfulness #peace #joy #positivethinking #balance #finance #stocks #investing #stockmarket #bonds #bondmarket

FINAL STOCK MARKET SCORE =>>> JOE: 57.2%, SPX: 24.2%

I had a really great year in the stock market this year. I experienced my first down year in 11 years last year (in 2022) when I lost 23.6% but more than made up for it this year with a gain of 57.2% which is about an 8-year gain in a single year!

I beat all of the major market indexes this year by a wide margin such as the S&P 500 index (+24.2%), Russell 2000 index (+15.1%), and Nasdaq index (+43.4%). So, 2023 was a great year for me and demonstrated I can still do well as a high-risk investor (I unintentionally became a high-risk investor in 2022 with the large stock market drop and am finally getting back to being a low-risk investor which is where I’m supposed to be at this stage of my investing). Most of my portfolio is now invested in fixed income which fits much better with my low-risk investor profile. We’ll see what 2024 brings.

I’ve done extremely well overall from year-to-year. Over the past 12 years my average annual gain is 35% (including the losses from 2022). So, that’s pretty darn good. This is about a 5-year gain on average for every year over the past 12 years. Here’s what the specific percentage gains/losses were:

2023 +57.20%
2022 -23.60%
2021 +8.70%
2020 +164.00%
2019 +20.00%
2018 +14.00%
2017 +15.00%
2016 +22.00%
2015 +73.00%
2014 +19.20%
2013 +16.40%
2012 +34.90%

I improved my investment strategies this year as I try to do every year. https://brighterdayslifecoaching.com/how-to-lose-your-shirt-in-the-stock-market-without-losing-your-shorts-too-part-four/
and https://brighterdayslifecoaching.com/a-break-in-the-clouds-the-return-of-low-risk-safe-haven-investments-via-the-bond-market/ are two notable examples.

You can learn about all of my investing techniques via my “Invest Like a Pro in 10 Minutes a Day!” series of 4 books where you can learn the “end to end” process to investing. So, use any downtime you might have to your advantage by gaining this knowledge and learning these skills and techniques (https://brighterdayslifecoaching.com/published-books-and-life-coaching-services/).

Make it your goal to learn these investment techniques so that you can progress towards achieving the financial freedom and independence you’ve always dreamed of. I would have done so much better if I had learned this stuff years ago! I wish you much investing success for 2024 (and beyond!).

Also, you can read all about my stock market activities here: https://brighterdayslifecoaching.com/stock-market-activities

I wish you much investing success for 2024 (and beyond!).

#selfimprovement, #selfhelp #selfdevelopment #success #finance #stocks #investing #stockmarket #bonds #bondmarket

A GUILT-FREE WAY TO GIVE AND MAKE A DIFFERENCE IN PEOPLE’S LIVES

Most people who know me understand that whenever I have a good year in the stock market, I always set aside some of the proceeds to share with others to contribute as my gift to them – it’s a promise I make every year to God, higher power, the universe, or whatever it is you believe in (I happen to believe in all the above).

Well, this year I earned a 56% gain so far which is about an 8-year gain on average in just one year (https://brighterdayslifecoaching.com/stock-market-activities)! So, I spent a lot of time trying to figure out what I could do for the holidays to contribute to people I care about.

What I ended up deciding on is providing a 0% “loan” (“wink wink”) to people which they can use at any time, in any way they choose, and for whatever payment terms they choose (which can be adjusted at any time). If the “loan” is paid off within 2 years, then they owe only 90% of the loan total.

The reason I provided a 0% “loan” is many people feel much more comfortable with that than receiving a large sum of money as a gift – it tends to be more guilt-free in nature as a lot of people are uncomfortable receiving larger amounts of cash as gifts. However, I have given them each the option of paying the “loan” back (or not). I provided everyone with three choices regarding this gift:

1. Accept the “loan” at any time up until 30 November 2024 as their gift from me and pay it back on whatever terms they like (which they can adjust at any time). This would especially be a great option if they have debts they would like to at least partially pay down or any new purchases they would like to make without having to pay any interest. Again, they are not required to pay the “loan” back. However, if they do then I will offer their “loan” to the next person. So, it does not affect me in the least if they are not able to pay back the “loan” for whatever reason. Because even if they do, I gain no benefit since I’m just going to just offer the “loan* to the next person. And if they end up not being able to pay it back, then as far as I’m concerned it just means they needed the money more than the next person. Lastly, if they do end up paying the “loan” back within 2 years then they only pay 90% of the loan total (a 10% discount).

2. Decline the “loan” anytime up to 30 November 2024 and receive $150 as their gift from me. If they decline the “loan,” then I will offer it to the next person. So, I gain no benefit if they decline the “loan.” As such, I encourage them to use the “loan” if it might be helpful to them.

3. Allow the “loan” to expire on 30 November 2024 without using it and receive $150 as their gift from me. If the “loan” expires, I will offer it to the next person. So, I gain no benefit if the “loan” expires.

Any “loan” (or any portion of any loan) not paid off within 2 years is automatically forgiven. Thus, the recipient(s) will owe nothing after 2 years.

So, the above is how I decided to contribute this year. Perhaps the above will be helpful to some of you in figuring out how to contribute when good things happen for you. I hope it does.

Have a wonderful holiday season everyone!

#selfimprovement #selfhelp #selfdevelopment #intention #fulfillment #success #inspiration #happiness #mindfulness #peace #joy #positivethinking #balance #finance #stocks #investing #stockmarket #bonds #bondmarket

HAPPY HOLIDAYS! A TINY GIFT FOR YOU!

One thing I used to do years ago for the holidays was hand out themed compilation CDs of music people couldn’t buy anywhere to give them something special and unique and wonderful to listen to over the holiday season (and beyond). They did not contain holiday music or anything which, for me, tends to get old after a short while – just unique music that is nice to listen to for something different. I was always particular and intentional about the themes I came up with and always ordered the tracks in such a way to ensure they created a wonderful musical experience and a smooth flow from one track to the next.

I used to do this year-after-year up until the widespread use of I-tunes, media players, Spotify and such. So, I started to realize CDs were probably a waste of time and effort. Well, the last couple of years I decided to recreate some of those CDs as Playlists on Spotify.

I might continue the above practice next year, but for this year I decided to create a new 1950s/1960s playlist. I heard some old music on a radio station a few months ago when driving around in New Smyrna Beach and I loved it so much that, for something different, I made a whole playlist to share with everyone. So, check it out when you get the chance:

Smooth Sailing 50s & 60s: https://open.spotify.com/playlist/3x0UnPJDMQqXcgxDIemCep…

I hope you will enjoy this as much as I do. Some of the lyrics are outdated for these modern times but the music is Wonderful. Also, the Sue Raney version of the second song (Till There Was You – https://www.youtube.com/watch?v=jEoG1TYLBWI) is much better than the Peggy Lee version but Spotify didn’t have the Sue Raney version. I encourage you to check that out and replace the Peggy Lee version with the Sue Raney version if you create your own playlist outside of Spotify. It’s so much better than the Peggy Lee version and fits in well with this playlist. Also, feel free to modify the playlist to make it your own including adding some of your favorites.

Below are the five playlists I provided in previous years so feel free to check these out as well over the holidays (and beyond):

1. Classical Gems (nice and soothing classical music): Classical Gems – playlist by Joe Brennan | Spotify

2. Candlelight Classic Jazz I (mainly old classic vocal jazz): https://open.spotify.com/playlist/1R0tZBB8MOZUJgA01LrK2C

3. Candlelight Classic Jazz II (mainly old classic instrumental jazz): https://open.spotify.com/playlist/10ZO5Mrv5fF2Uns7QEzWVT

4. New Age (Morningtide-Eveningtide): https://open.spotify.com/playlist/5S0Re0yHvQma9WMai20w36

People really seemed to love this one for helping them to relax and even sleep. One song (What a Beautiful Sunset by Angelwing) was not available on Spotify but I encourage you to check out this excellent song as well: https://youtu.be/pXgjQPgh4bM?si=ovRvGhgp3V_G47JI . You can add this wonderful track if you create your own playlist outside of Spotify.

5. Acoustic Tracks: https://open.spotify.com/playlist/4rjwsNOCPfWZJFK72cKvji… This is a playlist that I love to listen to around the start of Autumn. For some reason the music really seems to fit at that time. None of the Joni Mitchell songs were on Spotify but tracks such as: the acoustic live version of “People’s Parties” (my very favorite:

https://youtu.be/NktbeZiMYfA?si=dV0LcJEL6uo1aTbJ), “Urge for Going” (https://youtu.be/ZvSvTRhAJxg?si=hKeMtJUa95dTLGUk), “Little Green” (https://youtu.be/HTxUrDtoPP0?si=fo0yREfcqCIxaznn), “A Case of You” (https://youtu.be/0YuaZcylk_o?si=hwbPrgdwdmxUYHlM), “Court and Spark” (https://youtu.be/_1Z6I62yvfg?si=irKLbee4rBS5evAI), and “That Song About the Midway” (https://youtu.be/O9R82TThjdw?si=jA4wsRNPDVaNUJXo) are excellent. So add the above tracks if you create your own playlist outside of Spotify.

Enjoy this music over the holiday season (and beyond) and feel free to share with anyone else who might enjoy these or could use a positive thought and a smile to brighten up their day.

Lastly, just in case it might be helpful to you (or others in your life):

As a first step when I take on new life coaching clients, I usually assign the following as a homework assignment: https://brighterdayslifecoaching.com/how-to-defeat-any…/

Why? Because this is the entry level step for putting them into a more positive place and ensuring we are working towards actual, instead of perceived, problems. It can be a substantial waste of time, effort, and energy working towards solving non-problems and taking this step (and Step 2 below) can be instrumental in avoiding that. After 3-4 weeks of consistently addressing the external factors indicated in the post above, many people feel much better about themselves and about their lives and are better able to focus on what they really want in life instead of spending time, money, and energy trying to solve problems which are really not problems at all.

After Step 1 has been completed, Step 2 is here which offers a guaranteed way to live increasingly happier : https://brighterdayslifecoaching.com/happiness-tip-clear…/

I hope the above will be helpful to you or to others in your life.

Happy Holidays everyone! May 2024 be the best year of our lives EVER! 🙂

#selfimprovement #selfhelp #selfdevelopment #intention #fulfillment #success #inspiration #happiness #mindfulness #peace #joy #positivethinking #balance

REFLECTIONS AND KEY TAKEAWAYS FROM THE BOOK “BRAIN RULES: 12 PRINCIPLES FOR SURVIVING AND THRIVING AT WORK, HOME, AND SCHOOL” BY JOHN MEDINA

I thought “Brain Rules: 12 Principles for Surviving and Thriving at Work, Home, and School” by John Medina was a pretty good book. The three key takeaways that I got from this book were the following:

1. While most people view food as the body and brain’s most critical resource (wrong – the body/brain can survive a few weeks without food) and water as the second most common response (wrong again – the body/brain can survive about a few days without water), the most critical resource is oxygen (the body/brain can survive only a few minutes without oxygen). As such, the best way to improve cognitive performance is to enhance the amount of oxygen delivered through the bloodstream. The corollary is also true – anything which reduces the amount of oxygen delivered through the bloodstream will degrade cognitive performance over the near and long term. There are several implications related to this that are worthy of strong consideration:

Will stress improve or reduce blood flow and cognitive performance? Well, over the near term, stress constricts blood vessels resulting in decreased blood flow. Chronic, long term stress results in the scarring of blood vessels and the build-up of plaque due to sticky substances adhering to and hardening the blood vessels – reducing blood flow permanently and raising the risk of strokes and heart attacks (as a side note: stress also depletes the immune system resulting in greater and lengthier illnesses). As such, anything we do to manage stress is very helpful over both the short and long term. Related to the implications of stress, one can imagine several other things which might produce similar effects. For example:

Stimulants such as drugs and even natural stimulants can cause some of the same effects. So, it would probably be wise to minimize these to the extent possible or eliminate them completely.

Depressants tend to slow down the heart and in turn would decrease the flow of oxygen delivered through the bloodstream. So, it would probably be wise to minimize these to the extent possible or eliminate them completely.

Unhealthy foods tend to promote the scarring of blood vessels and the build-up of plaque due to sticky substances adhering to and hardening the blood vessels – reducing blood flow permanently and raising the risk of strokes and heart attacks. So, it would probably be wise to minimize these to the extent possible or eliminate them completely.

There is no shortage of other scenarios we can imagine which could reduce the amount of oxygen delivered through the bloodstream and degrade cognitive performance. So, it’s worthwhile to contemplate these so that we can make healthier choices.

In sharp contrast to the above:

Physical exercise elevates the heart rate and creates new blood vessels deeper into the brain and body tissues resulting in substantial increases of oxygen delivered through the bloodstream. So, it would be wise to exercise regularly.

Doing things to keep yourself in a relaxed state does the opposite of stress in that it improves blood flow and cognitive performance and results in less scarring of blood vessels and the build-up of plaque. As such, anything we do which helps us manage stress and relax more can be very helpful over both the short and long term.

2. From other readings I’ve done, another factor which can come into play involves taking breaks from time to time when you feel mentally depleted and are craving unhealthy foods. The brain tends to chew up a lot of metabolic fuel (glucose and oxygen) but can become depleted over time. When this happens, people tend to get a strong craving for sugar and often give in to that craving. However, what people don’t realize is that even substituting healthier snacks, taking a short break, going for a short walk, performing much easier, low-stress activities (simple tasks, phone calls, etc.) or doing something to relax or uplift your mood would be enough to sustain you during those periods and allow you to get back to the complex tasks at hand. So, give this a try instead of attempting to push through it and giving into unhealthy temptations. You’ll get more done, do them better, and complete things sooner.

3. Sleep is very important. The brain remains active while we sleep. It processes, reviews, and organizes information, strengthens new learning, and performs problem solving activities. If sleep is interrupted, then we lose the benefit of these processes. So, the brain performs offline processing during the sleep cycle. It helps us to learn better, to retain information, and create solutions.

Related to the above, as a life coach, the following is the first step I usually give to people which can really help a lot: https://brighterdayslifecoaching.com/how-to-defeat-any-distress-without-dope-drinks-drugs-debt-or-doctors/

Here are the more complete set of the notes I took which might be helpful to some of you out there:

Of the 12 Brain Rules discussed, I thought the following were the most helpful and enlightening: Rule #1 (Exercise): Exercise boosts brain power, Rule #4 (Attention): We don’t pay attention to boring things, Rule #5 (Short-Term Memory): Repeat to remember, Rule #6 (Long-Term Memory): Remember to repeat, Rule #7 (Sleep): Sleep well, think well.

A lifetime of exercise results in large improvements in cognitive performance. Exercisers outperform sedentary people by a large degree. Couch potatoes can start aerobic exercise programs and improve their cognitive performance within a few months. If they stop the exercise program, then their cognitive performance will revert back to the previous levels. Just walking several times a week is enough to improve cognitive performance. 30 min of aerobic exercise three times a week is sufficient but a much greater cognitive benefit results if a strengthening program is added.

Your lifetime risk of dementia is cut in half (and risk of Alzheimer’s cut by 60%) if you perform aerobic exercise twice a week. If you do a 20 min walk each day you can cut your risk of having a stroke by 57%.

Physical exercise also helps in treating anxiety and depression – both immediately and over the long term.

Exercise provides your body and brain with greater access to oxygen and food. When we exercise, we increase blood flow which makes new blood vessels which penetrate deeper and deeper into the tissues of the body. This allows more access to the bloodstream’s goods and services including food distribution and waste disposal. The more you exercise, the more tissues you can feed and the more toxic waste you can remove. Likewise, exercise increases blood volume in the brain likely through new capillaries which allows more brain cells greater access to the blood’s food and haz-mat teams.

Exercise provides a steady increase in the oxygen supply to the brain which greatly improves cognitive performance. The improved cognitive performance will rapidly decline if the exercise program is stopped. Studies show that providing supplemental oxygen to people without exercise provides a similar cognitive improvement.

Consider incorporating exercise even during work by taking walks, using treadmills, and such.

In summary, exercise boosts brain power. So, to improve thinking performance, move.

The more attention brain pays to a given stimulus, the stronger the information will be encoded. Better attention always equals better learning and retention. It improves accuracy, retention, and clarity in writing, math, and such.

Attentional ability is not capable of multi-tasking. We simply cannot process attention-rich inputs simultaneously.

Studies show that a person who is interrupted takes 50% longer to accomplish a task and up to 50% more errors are made. If a person is familiar with the tasks, the completion time and errors are much less than if the tasks are unfamiliar.

One study showed that simply reaching for an object while driving a car multiplies the risk of a crash or near-crash by 9 times.

The ideal single topic presentation or module of instruction would only last 10 minutes (each of which would only cover a single core concept – always large, always general, always filled with “gist,” and always explainable in one minute – the remaining 9 minutes would provide a detailed description of that single general concept (each detail could be easily traced back to the general concept with minimal intellectual efforts)) So, five topics would take 50 minutes.

The brain processes meaning before detail. So provide the gist or the general ideal first. If you do, you will see a 40% improvement in understanding.

The 10-minute limit is important because audience attention will plummet to near zero right around the 10-minute mark.

The brain doesn’t pay attention to boring things.

Retrieval may best be improved by replicating the conditions surrounding the initial coding. This also goes for mood. Learn something while you are sad and you will recall it better if, at retrieval, you are somehow suddenly made sad.

The quality of the encoding stage – those earliest moments of learning – is one of the single greatest predictors of later learning success. The more handles (associations, etc.) one creates at the moment of learning, the more likely the information is to be accessed at a later date.

The more a learner understands the meaning of the presented information, the stronger the encoding process. So, make sure you understand exactly what that information means and if you are trying to drive information into someone else’s brain, make sure they know what it means. This has a negative corollary. If you don’t know what the information means, don’t try to memorize and pray the meaning will somehow magically reveal itself to you in the future.

A great way to communicate meaning in such a fashion that it improves learning and understanding is to use relevant real-world examples such that main learning points are accompanied with meaningful experiences.

Studies show that the greater the number of examples used, the more likely the information is to be remembered. And the more personal an example, the more richly it becomes encoded and the more readily it is remembered. Why do examples work? They take advantage of the brain’s natural employment of pattern matching. Information is more readily processed if it can be immediately associated with information already present in the learner’s brain. Providing examples is the cognitive equivalent of adding more handles. Providing examples makes the information better encoded and better learned and retrieved.

The events that happen the first time you are exposed to a given information stream play a disproportionately greater role in your ability to accurately retrieve it at a later date.

If you are trying to get information across to someone, your ability to create a compelling introduction may be the more important single factor. You can lose your audience in the first 30 seconds of a presentation if you do not make it compelling and hold their attention.

Memories are not stored as video replications of events. They are stored as fragments. Once one fragment is retrieved then based on inference and the partial evidence available, a reconstruction of what actually experienced is created. So, the accuracy of memories is questionable. Because the mind tends to fill in missing gaps – relying on partial fragments, inferences, outright guesswork, and often (most disturbingly) incorporates other memories not related to the actual event. It is truly reconstructive in nature and done all in the service of creating a coherent story. Frequently, the brain inserts false information to make a coherent story.

Studies show that memories later in life bear very little resemblance to the ones remembered earlier in life. For example, in one study only a third of adults recalled any physical punishment such as spanking – however, 90% of their adolescent selves answered in the affirmative.

The brain tries to make sense of the world by connecting new information to previously encountered information. As such, new information can become intertwined with past memories as if they were encountered together.

Re-exposure strengthens encoding, storage, and retrieval. So, talking about something you witnessed with friends and family and such strengthens memory. Research indicates that thinking about or talking about an event immediately after it happens enhances memory for that event. It is one of the reasons it is important for witnesses to recall information as soon as possible after an event occurred.

It is important to regularly re-expose yourself to information you want to retrieve later. Thus, the way to make long-term memory more reliable is to incorporate new information gradually and repeat it in timed intervals.

Our brains only give us an approximate view of reality, because they mix new information with past memories and store them together as one.

Studies show that 26-45 min naps improve performance by 34% or more lasting more than 6 hours.

Studies indicate that sleep can boost learning substantially. For example, taking a 12 hour break has shown to produce 20% better results. That increases to 60% if it happens after an 8+ hour sleep. And no matter how many times the experiment is run, the sleep group consistently outperforms the non-sleep group about 3 to 1.

Studies show that if healthy 30-year olds are sleep-deprived for six days (averaging about 4 hours of sleep per night) parts of their body chemistry soon revert to that of a 60-year old. And if they are allowed to recover, it will take them about a week to get back to their 30-year old systems.

The bottom line is that sleep loss means mind loss. Sleep loss hurts attention, memory, mood, quantitative skills, logical reasoning ability, and general math knowledge. Eventually, sleep loss affects manual dexterity including motor control.

The brain remains active while we sleep. It processes and reviews and organizes information and new learning. If sleep is interrupted then we lose the benefit of the mental review and organizing processes. So, the mind is performing offline processing during the sleep cycle. It helps us to learn better, to retain information, and create solutions. The brain shows rigorous rhythmic activity when we sleep – perhaps replaying what was learned that day or seeking solutions for problems.

Stress can boost cardiovascular performance in the short term but over the long term, too much adrenaline stops regulating surges in blood pressure which creates sandpaper-like rough spots on the insides of blood vessels. The spots turn into scars which allow sticky substances in the blood to build up – clogging the arteries. If it happens in the blood vessels of your heart, you experience a heart attack. If it happens in your brain, you get a stroke. As such, people who experience chronic stress have an elevated risk of heart attacks and strokes. Chronic stress also affects our immune system which cripples the ability to fight off infections and illness. Studies show that stressed individuals were three times as likely to suffer from the common cold.

Chronic stress hurts our ability to learn. One study showed that adults with high stress levels performed 50% worse on certain cognitive tests (such as problem solving) than adults with low stress.

Stress hormones affect our brain. One of the effects of prolonged stress is depression – the debilitating kind. The kind of depression that causes 800k people a year to attempt suicide. Many people who feel depressed feel there is no way out of their depression and that life’s shocks are permanent and things will never get better. Even when there is a known way out – there is no perception of it.

At some point stress becomes toxic (the allostatic load).

Your home life greatly impacts your abilities and performance outside of the home whether work or school. Because it greatly affects the ability to concentrate and focus as well as physical health. Absenteeism and truancy often results. Those who live in hostile environments (especially children) are at much greater risk of experiencing severe mental health issues such as depression and anxiety. Such mental health problems can wreak havoc on cognitive processes. More stress in the family cause more stress at work which in turn gets brought home again. As such, stability of the home is essential – especially for children.

Under chronic stress, adrenaline creates scars in your blood vessels that can cause a heart attack or stroke, and cortisol damages some of the brain cells, crippling abilities to learn and remember. The worst kind of stress is the feeling of having no control over the problem – you feel helpless.

If information is presented orally, people remember about 10%, tested 72 hours after exposure. That figure goes up to 65% if you add a picture. One reason text is less capable than pictures is the brain sees words as lots of tiny pictures.

Women tend to remember the emotional details. Men typically remember the gist.  

#selfimprovement #selfhelp #selfdevelopment #intention #fulfillment #success #inspiration #happiness #mindfulness #peace

HAPPINESS/SUCCESS TIP: INSTEAD OF FINDING WAYS TO LIVE WITH STRESS AND NEGATIVITY, CHANGE THE THOUGHTS AND BEHAVIORS WHICH LEAD TO IT

Here’s a happiness/success tip which can make you feel much better about yourself and your life for months, years, and decades to come. Instead of looking for ways to live with stress, anxiety, and other forms of negativity, ask yourself what thoughts and behaviors you engage in which lead to these kinds of negative experiences and make adjustments accordingly.

Most people seek help for living the way they currently do instead of seeking ideas, assistance, and support for how they might stop living in this fashion. And that is key. So, always seek healthy ways to change the thinking, behaviors, or emotions which create the negativities you experience in life instead of trying to manage or numb them.

As a life coach, I frequently tell people that anytime we experience negativity in life, we are the creator. But that is good news because if we are the creator, then we can always do something about it to make things better. So, it’s a good practice, anytime you experience stress and negativity in life, to ask yourself: “How am I creating this stress and negativity?” And then take steps to make things better.

In some cases, you might falsely conclude that someone else is creating your negativity. For example, there might be someone who doesn’t treat you very well, who only seems to come around when he or she wants something, who always takes but never gives, who never respects or appreciates you, or who talks down to you. And, even though it might seem justified and appropriate to associate your experience of negativity to this other person, a more empowering way to look at it is this: The true reason you are experiencing this negativity is because you are creating it.

“How could I possibly be creating this negativity?” you might ask. Well, in situations such as the above, you might be creating this negativity because you thought the person was different (or better) than he or she truly is, ignored the warning signs, and/or invested time, energy, and resources due to your false impressions. And when this happens, it can be natural to feel angry, disappointed, hurt, and sad. However, the true reason you are feeling this way is not because of the other person. It is because you expected this other person to be different from who he or she truly is. And it hurts when we come to the realization that we have been wrong about someone. Especially, someone we might have greatly loved, respected, and trusted.

However, once you gain the understanding that you are the one who is creating this negativity, you can move towards making things better. Because, armed with your new awareness, you can now create distance from the associated person, learn from the experience so that you become a better judge of character and become more selective of who you associate with in the future, and/or get into the practice of making only small investments in time, energy, and/or resources until you are able to better confirm whether there truly is mutual love, respect, trust, and appreciation before being willing to give more.

So, anytime you experience stress and negativity in life, get into the practice of asking yourself: “How am I creating this stress and negativity?” And then take steps to make things better.

Some of the ways to make healthier changes in life include actively engaging in self-care, making yourself a priority, setting and enforcing boundaries, and living in accordance with your values. And here’s one post I wrote for doing that: https://brighterdayslifecoaching.com/happiness-tip-make-yourself-a-priority-by-giving-everything-the-attention-it-deserves-and-nothing-more/

And here’s a another post I wrote about the many ways to actively employ self-care: https://brighterdayslifecoaching.com/how-to-defeat-any-distress-without-dope-drinks-drugs-debt-or-doctors/

And lastly, here’s a post I wrote about taking action: https://brighterdayslifecoaching.com/happiness-tip-live-with-a-sense-of-hope-but-dont-rely-on-it/

This and other happiness tips and topics are provided throughout my self-help, happiness, and investment oriented books: https://brighterdayslifecoaching.com/published-books-and-life-coaching-services/

#selfimprovement #selfhelp #selfdevelopment #intention #success #inspiration #happiness #peace #mindfulness

HAPPINESS TIP: EMBODY AN ATTITUDE THAT EMPOWERS SUCCESS


Most people consider knowledge, skills, and expertise to be the key determinants of one’s success in life. And while these aspects certainly do contribute to one’s success, I would argue there are two underappreciated factors which probably contribute much more to success than most people realize or give credit for:

Luck. The under appreciation of the role luck plays in the successes experienced in life often leads to overconfidence in one’s knowledge, skills, and abilities. Most people who experience outsized success, attribute this success to their own superior knowledge and expertise. The resulting overconfidence often leads to excessive risk taking and catastrophic failures and outcomes. Daniel Kahneman in his outstanding book, “Thinking Fast and Slow,” indicates that poor performance is typically followed by improvement. Likewise, good performance tends to be followed by underperformance. Each of these are due to random effects alone. This is why many of the best fund managers, athletes, and CEOs celebrated one year, tend to underperform in future years and why the worst performers often outperform their peers in the years that follow. Kahneman identified multiple studies in his book which supported this. It’s simply a reversion to the mean effect.

Attitude. Having a positive attitude towards yourself, towards others, and towards life overall is instrumental for success and is something I never take for granted. If you are the type of person who genuinely cares about others, cares about the planet, cares about yourself, generously shares what you have with others, and lives with a sense of genuine appreciation then success is virtually guaranteed. The more you fill your life with caring, sharing, and appreciation, the happier you will feel and the more rewarding your life will become. Three ways to achieve this include thinking good, doing good, and being good:

  • Thinking good involves having positive thoughts towards yourself, towards others, and towards the planet whether focusing on the past, present, or future.

  • Doing good involves making positive contributions towards others and towards your surroundings.

  • Being good involves having a positive disposition and a good-hearted nature as well as a high level of integrity.


Filling your life with caring, sharing, and appreciation in these regards not only creates a happier you, but also creates happier surroundings, success, and abundance throughout the months, years, and decades of your life. 

Of the above factors, I would argue that attitude is the key determinant of success and that this is probably more important than the other two factors combined. For example, if you have been following my investment related activities (https://brighterdayslifecoaching.com/stock-market-activities/) you know that this year I have experienced outsized gains in the stock market. And while most people would tout their superior knowledge and skills as being the primary factor for their success, I attribute this success much more to attitude than knowledge or skill.

For example, anytime something great happens for me, financially speaking (or otherwise), I’m a big believer in using at least part of the proceeds to offer unique opportunities to others. I create a Beneficiaries Reserve Fund for this purpose which I add to over time.

Essentially, the way my Beneficiaries Reserve Fund works is this: I have a financial target to meet and if I exceed that target, then half of the excess amount goes to me for personal use and the other half goes to the Beneficiaries Reserve Fund. It’s just a promise I’ve made to myself and kept over my years of investing.

Well, I’ve been building up this fund over several years and on the 4th of March I decided to put it to good use by helping someone who has struggled for years with a large amount of debt and high-interest-rate credit cards. I simply wanted to offer this person the stress-free experience of living debt free and the wonderful peace and joy and freedom that it brings. Earlier that day, I had earned a 13% gain on my investments. What’s interesting is what happened after I made that decision. As of Thursday (9 April), my gains had sky rocketed to 64% in only a month’s time. I earned much more in those four weeks than everything I had offered to help the friend in need. Coincidence? Perhaps. But I don’t live my life believing in coincidences. And although luck and skills might have played a role, I believe the largest factor was due to attitude and the way I live my life.

And the above is just one example of the many times I’ve been blessed with happiness and success in my life. For another recent example, a year ago I sold my house for $335,000 and used the proceeds to buy CDs paying 3.2% interest. Well, when I checked recently, the value of the house I sold was only $280,000. So, had I waited to sell, not only would I have sold it for much less but the CDs I bought would have paid about half of what I got a year ago.

I make it a daily habit to extend kindness, to be appreciative, and to value and care for the planet (humans and non-humans alike). I won’t get into the details in this post, but for those who might have interest, you can read a summarized version of the “JOE BRENNAN GRAND PHILOSOPHY ON LIFE” here: https://brighterdayslifecoaching.com/happiness-tip-how-to-create-a-happy-priceless-beautiful-life-which-costs-nothing/ 

Try living your life this way and see if you don’t become blessed and showered and empowered with success and happiness in ways you never thought, imagined, or dreamed was possible. This is something which never ceases to amaze me and it’s happened many, many times throughout the years and decades of my life. So, I encourage you to live your life in this fashion. You won’t regret it. Because there is not one day that goes by where I am not filled with an overabundance of joy and loving appreciation for all my life has become. So, be kind to others, be appreciative, and care for the planet and you might be amazed at just how wonderful your life becomes. Because you will create happier surroundings, a happier you, and be continually blessed in the months, years, and decades to come. So do this for yourself (and others). And do it often.

This and other happiness tips and topics are provided throughout my self-help, happiness, and investment oriented books: https://brighterdayslifecoaching.com/published-books-and-life-coaching-services/


#selfimprovement #selfhelp #selfdevelopment #intention #fulfillment #success #inspiration #happiness #peace #mindfulness #investing #stocks

HAPPINESS TIP: OFFER GUILT-FREE GIVING AT ITS FINEST!

“Make a Friend Smile Day”. That’s the special occasion I created years ago as the perfect excuse to offer guilt-free giving to people going through significant financial difficulties and hardships but are just too proud to ask or accept this help. The only catch is the friend must smile when using the gift because, well, there’d be no reason to have a “Make a Friend Smile Day” if the friend didn’t smile.

Consider doing something like this for people in your life from time to time who could just use a reason to smile. A lot a people would benefit from such a gesture – especially with all of the Covid-19 issues we’re dealing with now.

I plan to buy several Publix gift cards over the next few weeks and have a “make a friend smile day” production! I hope some of you will do the same!

This and other happiness and self-improvement related tips are provided throughout my self-help oriented books and posts: https://brighterdayslifecoaching.com/published-books-and-life-coaching-services/ 

#selfimprovement #selfhelp #selfdevelopment #intention #fulfillment #success #inspiration #happiness #peace #mindfulness

HAPPINESS TIP: GIVE EVERYTHING THE ATTENTION IT DESERVES (AND NOTHING MORE)!

You can lead a rich and rewarding life by making yourself a priority and focusing on that which truly matters and disregarding the rest. So, DO NOT spend another moment doing meaningless things whether it’s a senseless task at work or home, something you’ve been invited to that you have no interest in, or somebody else’s drama or gossip which you could care less about. A great, stress-free way to handle anything you encounter in life is to simply GIVE IT THE ATTENTION IT DESERVES (AND NOTHING MORE)!

For example, if my boss gives me a pointless task I might respond, “Yes, boss. I’ll get right on that.” But if, in my opinion, it is truly a senseless task I might spend 10 minutes on it. If someone starts saying horrible things about someone else I might nod and say, “Well, it was nice seeing you,” and then be on my way. If someone else asks me to help out with something that I have no interest in I might say something like,  “I’m sorry but I’m going to be busy then,” and free up that time for something else which might be more rewarding or inspirational in nature. Another example involves posts on social media.

It’s quite concerning that much of the posts on social media are garbage. And each and every one of us, whether the readers or writers of such posts, need to take responsibility for considering the validity of these before communicating, commenting, taking actions, or propagating these. The first thing each of us need to be asking is, are good sources being cited and has sufficient fact-checking been done supporting the claims being made or are we writing or reading “empty, baseless posts” or “emotional outbursts.” I don’t care whether the posts are about Democrats, Republicans, Trump, Biden, Sanders, the Covid-19 virus, or anything else. If no credible sources are cited and no fact-checking is done then consider the posts you are writing or reading to be gossip, garbage, drama and a complete waste of everyone’s time and energy. Simply GIVE EVERYTHING THE ATTENTION IT DESERVES (AND NOTHING MORE)!

Anyone can post anything they want, but anyone who truly wants to base and communicate their judgments, opinions, and such on facts would identify good sources and do some fact-checking when communicating their positions. The amount of misinformation on social media creates mass confusion and can cause mass extreme reactions for no reason. We owe it to ourselves (and others) to identify credible sources and perform some fact-checking when communicating and consuming posts regarding concerns and potential issues.

And keep in mind that everything is debatable. We all need to be open to different viewpoints which are also based on alternate valid fact-based sources.

These are things each and everyone of us need to be mindful of. We owe it to ourselves (and others) to ONLY communicate, consume, and react to that which appears to be fact-based. Anything else is gossip, garbage, drama, and counterproductive.

And anytime you come across writers of such posts repeatedly be sure to “GIVE THEM THE ATTENTION THEY DESERVE (AND NOTHING MORE)!” Each and every time. Anytime I identify someone who repeatedly appears to be a post-writing, “baseless, gossiping, drama queen,” I treat anything they write from that point on as fairy tales and falsehoods which are laughable at best and not truly worthy of any attention at all. In fact, I’ll probably copy the link to this post as my response to these and write a polite message such as: “Thank you for that colorful post. Here is my response to that: https://brighterdayslifecoaching.com/happiness-tip-give-everything-the-attention-it-deserves-and-nothing-more/ . I hope all’s well with you and I wish you the very best (as always).” I encourage each and every one of you to do the same.

You can lead a happy, peaceful, stress-free life by simply giving things the attention they deserve all along the way. You don’t have to be involved with everything that comes your way or goes on around you. Especially that which seems pointless, baseless, is not well thought out, or doesn’t matter much. So many people spend so much of their lives inflating small things into big things without realizing they DO NOT have to participate. Simply step back, give it some thought, and give everything (and everyone) the attention it deserves and nothing more. Each and every time. You’re welcome.

Well, there you have it. Now, you know one of my life secrets. So, if at any time, you’re wondering why I’m not rushing out to buy that latest thing you told me about which will “change my life forever” or not following the “fantastic” advice you gave on social media, well, I might just be thinking: “Yeah. Thanks for that. I’m giving it the attention it deserves.”

This and other happiness and self-improvement related tips are provided throughout my self-help oriented books and posts: https://brighterdayslifecoaching.com/published-books-and-life-coaching-services/ 

#selfimprovement #selfhelp #selfdevelopment #intention #fulfillment #success #inspiration #happiness #peace #mindfulness

HAPPINESS TIP: LIVE WITH A SENSE OF HOPE BUT DON’T RELY ON IT

Here’s a Happiness Tip which might be helpful for some of you out there. Always live with a sense of hope but don’t rely on it or use it as an excuse for inaction.


So often in life do people communicate things such as “I’m hoping for the best,” or “I hope I don’t lose my job,” or “I hope my finances will work out,” or “I hope my relationship or marriage will work out,” or “I hope I get this job or can get into this training or education program.” Anytime someone communicates these kinds of things to me, I might respond with something like: “Are you really going to rely on hope for that? Because, being hopeful is probably not going to make things happen or make things better. So, what I really want to know is what you are going to do about it.” Because even though it’s nice to live with a sense of hope, it is not helpful or empowering to rely or count on hope or use it as an excuse for not doing something. A better approach is moving from hope to action.


The following are examples of empowering ways to do this:

  • Instead of just hoping for the best, take steps to make things better.
  • Instead of hoping you won’t lose your job (for whatever reason), investigate any problem areas and come up with solutions for addressing them (in an active and iterative fashion) and take steps to make yourself so valuable to your employer that it would be foolish to let you go or allow you to get into the hands of competitors.  
  • Instead of merely hoping your finances will work out, actively investigate and adjust your spending habits, develop a budget which better ensures you pay down your debts and accumulate savings every month, and live with a sense of discipline from week-to-week and month-to-month so that your finances improve and create the financial security you desire.
  • Instead of hoping your relationship or marriage will work out, take steps to become the best boyfriend, girlfriend, husband, or wife through mindful appreciation, kindness, consideration, understanding, support, and thoughtfulness and making the other person feel special, loved, valued, and secure each and every day.

  • Instead of hoping that you get a certain job, actively research the company to determine what their values, interests, focuses, initiatives, and products and services are (as well as what is important to them), find out the latest news stories associated with the company, and be prepared to demonstrate your knowledge of the company in these regards and show how your values, skills, and experience can benefit the company to ensure you are viewed as a highly qualified and highly desired candidate for employment.

  • Instead of hoping you can get into a given training or education program, do some research and take steps to ensure you have a pretty good chance of getting into the program you desire.


Each of these are ways in which to empower yourself by taking actions instead of relying on hope to get you to where you want to be. Because, in most cases, hope alone won’t get you there. But hope combined with action might. Be sure to always remember this.  So, continue living with a sense of hope but don’t rely on it or use it as an excuse for not taking steps towards improvement, progress, or success. And although nothing is guaranteed, living in this fashion greatly improves the likelihood of improvement, progress, and success. Thus, you will realize many more “wins” and “gains” over the months, years, and decades of your life if you operate in this fashion.


This and other happiness and self-improvement related tips are provided throughout my self-help oriented books: https://brighterdayslifecoaching.com/published-books-and-life-coaching-services/

#selfimprovement #selfhelp #selfdevelopment #intention #fulfillment #success #inspiration #happiness #mindfulness #peace #love #relationships #discipline #balance #joy #optimism #positivethinking