Author: Joseph M. Brennan Jr.

☆°▪︎ THE FALL OF WINTERTIME ▪︎°☆

Posted on by Joseph M. Brennan Jr.

I

still

–

–

recall

the

.

f

a

l

l

.

of

wintertime . . .

–

–

–

.

.

.

f

o

r

–

–

–

it

.

w

a

s

.

the

.

f

a

l

l

.

of

wintertime . . .

–

–

–

.

.

.

when

.

y

o

u

r

.

eyes

–

–

burned

.

s

o

.

bright . . .

–

–

–

.

.

.

 ~ when

.

y

o

u

r

.

eyes

–

–

burned

.

s

o

.

bright . . .

–

–

–

.

.

.

with

a

smile . . .

–

–

–

.

.

.

f

o

r

–

–

–

another

guy . . .

–

–

–

.

.

.

Your

eyes

–

–

burned

bright . . .

–

–

–

.

.

.

Your

eyes

–

–

burned

bright . . .

–

–

–

.

.

.

Your

eyes

–

–

burned

bright . . .

–

–

–

.

.

.

with

a

smile . . .

–

–

–

.

.

.

f

o

r

–

–

–

another

guy . . .

–

–

–

.

.

.

I

still

–

–

recall

the

.

f

a

l

l

.

of

wintertime . . .

–

–

–

.

.

.

I

still

–

–

recall

the

.

f

a

l

l

.

of

wintertime . . .

–

–

–

.

.

.

I

still

–

–

recall

the

.

f

a

l

l

.

of

wintertime . . .

–

–

–

.

.

.

f

o

r

–

–

–

that

.

w

a

s

.

the

.

l

a

s

t

.

time . . .

–

–

–

.

.

.

 ~ yes,

that

.

w

a

s

.

the

.

l

a

s

t

.

time . . .

–

–

–

.

.

.

I

saw

–

–

your

eyes

–

–

burn

.

s

o

.

bright . . .

–

–

–

.

.

.

with

a

smile.

Reflection:  This was a popular melancholy-themed poem written back in March of 2024 about a fading romance and the sinking feelings that can come with it. I wrote most of this poem by listening to the wonderful, haunting gem of a song “Your Worst Song is Your Greatest Hit” by The Reds, the Pinks and Purples which I played in the background to create the “moodset” and inspire the writing of the poem. If you listen to the song at low volume while reading this poem, you might better get the “feel” of it.

☆°▪︎ BURIED IN THE DEEP (A PEACE WITHIN REACH) ▪︎°☆

Posted on by Joseph M. Brennan Jr.

It

.

w

a

s

.

hard

.

t

o

.

tell

you . . .

–

–

–

.

.

.

everything

that

.

w

a

s

.

badly

burned

.

a

n

d

.

buried

.

i

n

.

the

deep . . .

–

–

–

.

.

.

It

.

w

a

s

.

hard

.

t

o

.

tell

you . . .

–

–

–

.

.

.

b

u

t

–

–

–

now,

I

.

c

a

n

.

see

.

a

n

d

.

feel

a

peace

–

–

within

reach . . .

–

–

–

.

.

.

 ~ I

.

c

a

n

.

see

.

a

n

d

.

feel

a

peace

–

–

within

reach . . .

–

–

–

.

.

.

beneath

the

seas

–

–

where

anxiety

sleeps . . . 

–

–

–

.

.

.

a

n

d

–

–

–

I

can

.

n

o

w

.

believe . . .

–

–

–

.

.

.

 ~ I

can

.

n

o

w

.

believe . . .

–

–

–

.

.

.

i

n

–

–

–

the

dream . . .

–

–

–

.

.

.

 ~ I

can

.

n

o

w

.

believe . . .

–

–

–

.

.

.

i

n

–

–

–

the

dream . . .

–

–

–

.

.

.

while

.

i

t

.

still

–

–

newly

breathes . . .

–

–

–

.

.

.

 ~ while

.

i

t

.

still

–

–

newly

breathes . . .

–

–

–

.

.

.

 ~ while

.

i

t

.

still

–

–

newly

breathes . . .

–

–

–

.

.

.

a

n

d

–

–

–

before

.

i

t

.

begins

.

t

o

.

bleed . . .

–

–

–

.

.

.

It

.

w

a

s

.

hard

.

t

o

.

tell

you . . .

–

–

–

.

.

.

everything

that

.

w

a

s

.

badly

burned

.

a

n

d

.

buried

.

i

n

.

the

deep . . .

–

–

–

.

.

.

It

.

w

a

s

.

hard

–

t

o

–

tell

you . . .

–

–

–

.

.

.

b

u

t

–

–

–

now,

I

.

c

a

n

.

see

.

a

n

d

.

feel

a

peace

–

–

within

reach.

Reflection: This was an inspirational/hope-themed poem which largely reflects the rush of hope and relief a sufferer secretly carrying a heavy burden can experience when he/she is finally able to find someone to share it with. I wrote most of this poem by listening to the wonderful song “Hard to Tell You” by Warpaint which I played in the background to create the “moodset” for the poem and inspire the writing of the poem. So, if you listen to the song at low volume while reading this poem, you might better get the “feel” of it.

☆°▪︎ CURIOSITY CLEARLY SEES (AND WARMLY BELIEVES) ▪︎°☆

Posted on by Joseph M. Brennan Jr.

Curiosity

crumbles

.

t

h

e

.

walls

.

o

f

.

hostility,

–

–

–

.

.

.

judgment,

–

–

–

.

.

.

a

n

d

–

–

–

jealousy . . .

–

–

–

.

.

.

Curiosity

leaps

.

f

a

r

.

beyond

.

t

h

e

.

valleys

–

–

that

blame . . .

–

–

–

.

.

.

a

n

d

–

–

–

shame . . .

–

–

–

.

.

.

a

n

d

–

–

–

defame . . .

–

–

–

.

.

.

a

n

d

–

–

–

demean . . .

–

–

–

.

.

.

Curiosity

celebrates

–

–

every

direction

.

o

f

.

differing . . .

–

–

–

.

.

.

a

n

d

–

–

–

every

color

.

o

f

.

diversity . . .

–

–

–

.

.

.

Curiosity

loves

.

a

n

d

.

values

–

–

everyone

.

a

n

d

.

everything . . .

–

–

–

.

.

.

Curiosity

clearly

sees

.

a

n

d

.

warmly

believes

–

–

that

every

–

–

form

.

o

f

.

humanity

.

i

s

.

free . . .

–

–

–

.

.

.

Curiosity

clearly

sees

.

a

n

d

.

warmly

believes . . .

–

–

–

.

.

.

Curiosity

clearly

sees

.

a

n

d

.

warmly

believes . . .

–

–

–

.

.

.

Curiosity

clearly

sees

.

a

n

d

.

warmly

believes . . .

–

–

–

.

.

.

i

n

–

–

–

every

life

–

–

that

breathes.

Reflection: This was an inspiration/hope-themed poem. I wrote most of this poem by reflecting on a Yahoo Finance article featuring an interview with Scott Shigeoka – a curiosity expert and author of the new book “Seek: How Curiosity Can Transform Your Life and Change the World.”

☆°▪︎ BLISTERS, BURNS, AND BLURS (A SCREAM BEHIND THE DOOR) ▪︎°☆

Posted on by Joseph M. Brennan Jr.

I

remember

feeling . . .

–

–

–

.

.

.

 ~ I

remember

feeling

.

t

h

i

s

.

way

before . . .

–

–

–

.

.

.

I

felt

.

t

h

i

s

.

way

before . . .

–

–

–

.

.

.

w

h

e

n

–

–

–

I

.

f

e

l

l

.

beneath

.

t

h

e

.

floor . . .

–

–

–

.

.

.

 ~ I

.

f

e

l

l

.

beneath

.

t

h

e

.

floor . . .

–

–

–

.

.

.

a

n

d

–

–

–

screamed

behind

.

t

h

e

.

door . . .

–

–

–

.

.

.

 ~ I

screamed

behind

.

t

h

e

.

door . . .

–

–

–

.

.

.

b

u

t

–

–

–

could

.

n

o

t

.

rise

above

.

t

h

e

.

roar . . .

–

–

–

.

.

.

 ~ I

could

.

n

o

t

.

rise

above

.

t

h

e

.

roar . . .

–

–

–

.

.

.

s

o

–

–

–

I

continued

.

t

o

.

fight

.

t

h

e

.

war . . .

–

–

–

.

.

.

 ~ I

continued

.

t

o

.

fight

.

t

h

e

.

war . . .

–

–

–

.

.

.

a

n

d

–

–

–

now

I

stand

upon

–

–

a

distant

shore . . .

–

–

–

.

.

.

 ~ I

stand

upon

–

–

a

distant

shore . . .

–

–

–

.

.

.

far

away

.

f

r

o

m

.

the

blisters,

–

–

burns,

.

.

a

n

d

.

.

blurs . . .

–

–

–

.

.

.

 ~ far

away

.

f

r

o

m

.

the

whispered

words

.

.

a

n

d

.

.

hurts . . .

–

–

–

.

.

.

arguing

.

f

o

r

.

less

than

.

m

y

.

worth . . .

–

–

–

.

.

.

b

u

t

–

–

–

for

more

–

–

than

I

deserved . . .

–

–

–

.

.

.

 ~ they

argued

.

f

o

r

.

less

than

.

m

y

.

worth . . .

–

–

–

.

.

.

b

u

t

–

–

–

for

more

–

–

than

I

deserved . . .

–

–

–

.

.

.

It

was

–

–

more

than

–

–

I

deserved . . .

–

–

–

.

.

.

It

was

–

–

more

than

–

–

I

deserved . . .

–

–

–

.

.

.

It

was

–

–

more

than

–

–

I

deserved . . .

–

–

–

.

.

.

f

o

r

–

–

–

I

was

.

a

t

.

my

worst . . .

–

–

–

.

.

.

I

remember

feeling . . .

–

–

–

.

.

.

 ~ I

remember

feeling

.

t

h

i

s

.

way

before . . .

–

–

–

.

.

.

I

felt

.

t

h

i

s

.

way

before . . .

–

–

–

.

.

.

w

h

e

n

–

–

–

I

.

f

e

l

l

.

beneath

.

t

h

e

.

floor . . .

–

–

–

.

.

.

 ~ when

.

 I

.

f

e

l

l

.

beneath

.

t

h

e

.

floor . . .

–

–

–

.

.

.

a

n

d

–

–

–

screamed

behind

.

t

h

e

.

door.

Reflection: This was a personal struggle-themed poem largely reflective of an ongoing, internal struggle – from some kind of trauma that was experienced previously. It continues to resurface and the anxious sufferer senses another episode is on the way. Many people who have either experienced trauma or who have helped others in these regards will probably relate strongly to this poem.

I wrote most of this poem by listening to the wonderful, haunting gem of a song “No End to Love” by Orlando Weeks which I played in the background to create the “moodset” for the poem, and inspire the writing of the poem. So, if you listen to the song at low volume while reading this poem, you might better get the “feel” of it.

☆°▪︎ LIVING THE LIES (OF PARADISE) ▪︎°☆

Posted on by Joseph M. Brennan Jr.

You

were

.

t

h

e

.

lows

–

–

chasing

highs

.

i

n

.

the

lamplight . . .

–

–

–

.

.

.

You

were

.

t

h

e

.

rhythm

.

a

n

d

.

the

rhyme

.

i

n

.

the

lamplight . . .

–

–

–

.

.

.

You

were

.

t

h

e

.

starshine

.

o

f

.

the

skies

.

i

n

.

the

lamplight . . .

–

–

–

.

.

.

s

o

–

–

–

let’s

.

f

a

l

l

.

into

.

t

h

e

.

rise . . .

–

–

–

.

.

.

a

n

d

–

–

–

dance

left

.

t

o

.

right . . .

–

–

–

.

.

.

a

l

l

–

–

–

hours

.

o

f

.

the

night . . .

–

–

–

.

.

.

Let’s

.

f

a

l

l

.

into

.

t

h

e

.

rise . . .

–

–

–

.

.

.

a

n

d

–

–

–

roll

side

.

t

o

.

side . . .

–

–

–

.

.

.

u

n

t

i

l

–

–

–

we

waltz

–

–

with

.

t

h

e

.

sunrise . . .

–

–

–

.

.

.

Let’s

.

f

a

l

l

.

into

.

t

h

e

.

rise . . .

–

–

–

.

.

.

Let’s

.

f

a

l

l

.

into

.

t

h

e

.

rise . . .

–

–

–

.

.

.

Let’s

.

f

a

l

l

.

into

.

t

h

e

.

rise . . .

–

–

–

.

.

.

a

n

d

–

–

–

climb

.

t

h

e

.

skies

.

t

i

l

l

.

we

find

–

–

a

place

.

t

o

.

hide . . .

–

–

–

.

.

.

Let’s

climb

–

t

h

e

–

skies . . .

–

–

–

.

.

.

Let’s

climb

.

t

h

e

.

skies . . .

–

–

–

.

.

.

Let’s

climb

.

t

h

e

.

skies . . .

–

–

–

.

.

.

a

n

d

–

–

–

d

i

v

e

–

–

–

.

.

.

Let’s

climb

.

t

h

e

.

skies . . .

–

–

–

.

.

.

Let’s

climb

.

t

h

e

.

skies . . .

–

–

–

.

.

.

Let’s

climb

.

t

h

e

.

skies . . .

–

–

–

.

.

.

a

n

d

–

–

–

d

i

v

e

–

–

–

.

.

.

i

n

t

o

–

–

–

the

wine . . .

–

–

–

.

.

.

a

n

d

–

–

–

race

.

t

h

e

.

tides

.

o

f

.

time . . .

–

–

–

.

.

.

Let’s

race

.

t

h

e

.

tides

.

o

f

.

time . . .

–

–

–

.

.

.

Let’s

race

.

t

h

e

.

tides

.

o

f

.

time . . .

–

–

–

.

.

.

Let’s

race

.

t

h

e

.

tides

.

o

f

.

time . . .

–

–

–

.

.

.

a

n

d

–

–

–

leave

.

i

t

.

all

behind . . .

–

–

–

.

.

.

Let’s

leave

.

i

t

.

all

behind . . .

–

–

–

.

.

.

 ~ the

wrongs

.

a

n

d

.

the

rights . . .

–

–

–

.

.

.

Let’s

leave

.

i

t

.

all

behind . . .

–

–

–

.

.

.

 ~ the

lines

.

a

n

d

.

the

divides . . .

–

–

–

.

.

.

Let’s

leave

.

i

t

.

all

behind . . .

–

–

–

.

.

.

 ~ the

sighs

.

a

n

d

.

the

cries

.

o

f

.

wintertime . . .

–

–

–

.

.

.

Let’s

leave

.

i

t

.

all

behind . . .

–

–

–

.

.

.

Let’s

leave

.

i

t

.

all

behind . . .

–

–

–

.

.

.

Let’s

leave

.

i

t

.

all

behind . . .

–

–

–

.

.

.

because

.

w

e

.

have

.

a

l

l

.

night

.

t

o

.

make

.

i

t

.

shine . . .

–

–

–

.

.

.

We

have

.

a

l

l

.

night

.

t

o

.

live

.

a

l

l

.

the

lies . . .

–

–

–

.

.

.

 ~ to

live

.

a

l

l

.

the

lies . . .

–

–

–

.

.

.

o

f

–

–

–

paradise . . .

–

–

–

.

.

.

You

were

.

t

h

e

.

lows

–

–

chasing

highs

.

i

n

.

the

lamplight . . .

–

–

–

.

.

.

You

were

.

t

h

e

.

rhythm

.

a

n

d

.

the

rhyme

.

i

n

.

the

lamplight . . .

–

–

–

.

.

.

You

were

.

t

h

e

.

starshine

.

o

f

.

the

skies

.

i

n

.

the

lamplight . . .

–

–

–

.

.

.

s

o

–

–

–

let’s

close

.

t

h

e

.

blinds . . .

–

–

–

.

.

.

a

n

d

.

.

.

f

a

l

l

.

.

.

into

.

t

h

e

.

rise . . .

–

–

–

.

.

.

 ~ let’s

.

.

.

f

a

l

l

.

.

.

into

.

t

h

e

.

rise . . .

–

–

–

.

.

.

a

n

d

–

–

–

roll

side

.

t

o

.

side . . .

–

–

–

.

.

.

a

l

l

–

–

–

hours

.

o

f

.

the

night . . .

–

–

–

.

.

.

 ~ all

hours

.

o

f

.

the

night . . .

–

–

–

.

.

.

a

n

d

–

–

–

leave

.

i

t

.

all

behind . . .

–

–

–

.

.

.

Let’s

leave

.

i

t

.

all

behind . . .

–

–

–

.

.

.

Let’s

leave

.

i

t

.

all

behind . . .

–

–

–

.

.

.

Let’s

leave

.

i

t

.

all

behind . . .

–

–

–

.

.

.

this

time . . .

–

–

–

.

.

.

a

n

d

–

–

–

live

.

a

l

l

.

the

lies . . .

–

–

–

.

.

.

o

f

–

–

–

paradise . . .

–

–

–

.

.

.

Let’s

roll

.

t

h

e

.

dice . . .

–

–

–

.

.

.

a

n

d

–

–

–

live

.

a

l

l

.

the

lies . . .

–

–

–

.

.

.

o

f

–

–

–

paradise . . .

–

–

–

.

.

.

We

can

–

–

roll

.

t

h

e

.

dice . . .

–

–

–

.

.

.

We

can

–

–

roll

.

t

h

e

.

dice . . .

–

–

–

.

.

.

We

can

–

–

roll

.

t

h

e

.

dice . . .

–

–

–

.

.

.

tonight,

–

–

you

.

a

n

d

.

I . . .

–

–

–

.

.

.

We

can

–

–

roll

.

t

h

e

.

dice . . .

–

–

–

.

.

.

We

can

–

–

roll

.

t

h

e

.

dice . . .

–

–

–

.

.

.

We

can

–

–

roll

.

t

h

e

.

dice . . .

–

–

–

.

.

.

tonight,

–

–

you

.

a

n

d

.

I . . .

–

–

–

.

.

.

a

n

d

–

–

–

then

.

l

e

t

.

tomorrow

decide.

Reflection: This was a romantic-themed poem. I wrote most of this poem by reflecting on a hot, hot night I had with someone who shall go by the name of JT. What a wonderful experience! I think about it all the time.

HAPPY NEW YEAR 2024! A FEW HIGHLIGHTS FROM 2023!

Posted on by Joseph M. Brennan Jr.

Happy New Year everyone! 2023 was a pretty good year for me (much better than 2022). Here are some of my highlights (by the numbers):

9: The number of times I provided special gifts to people for “Make a Friend Smile Day”. That’s the special occasion I created 20 years ago as the perfect excuse to offer guilt-free giving to people going through significant financial difficulties and hardships but are just too proud to ask or accept this help. The only catch is the friend must smile when using the gift because, well, there’d be no reason to have a “Make a Friend Smile Day” if the friend didn’t smile. I bought someone a computer, bought someone a smart phone, paid someone’s rent, and gave out several Publix gift cards and prepaid credit cards this year to people!

$68k: the amount I added to my “Beneficiaries Reserve Fund” due to my investment gains and budget projections based on these. This is the fund I use to help others. Most people who know me understand that whenever I have a good year in the stock market, I always set aside some of the proceeds to share with others to contribute as my gift to them – it’s a promise I make every year to God, higher power, the universe, or whatever it is you believe in (I happen to believe in all the above). You can read more about that here: https://brighterdayslifecoaching.com/a-guilt-free-way-to…/

21: The number of poems I wrote and published throughout the year. The ones people seemed to resonate most with were: To Ignite a Life (A Determined Drive): https://www.facebook.com/joe.brennan.1806/posts/pfbid0QNUBeFVm9Jw6Gtp943UsnXD4AzEjHCtnwXSTtTgM4Nq6D1gZZPZ6CGbtAaNeT8nhl , The Wingman: https://www.facebook.com/joe.brennan.1806/posts/pfbid0dsPxyBC4dGeCbouj1Q5HXigmr6saJHMHS3K4HigYauRzdnt4Uj5eHecfzuc4trfBl , and Regret Sings Relentlessly (The Haunting Tunes of Truth): https://www.facebook.com/joe.brennan.1806/posts/pfbid08ynYbeHxehSAGsNdqtdRfoSDKik4Q3cSsnmgZFYMUiXd4TWVbU48hy9AJrTNdMHxl

4300: The number of photos I took on travel this year. My biggest trip was my summer road trip (1400 miles, 3 weeks which, 13 places). My favorite places during this year’s travel were Dunedin FL, Tarpon Springs FL, and Sebring FL.

391: The percentage gain of my best performing stock this year: Coinbase (COIN).

279: The total number of places I have explored and spent quality time in to date (including the above road trip).

57: The percentage I gained in the stock market this year which more than made up the 24% loss I experienced last year (2022 was my first down year in 11 years). Over the past 12 years my average annual gain is 35%. So, that’s not too bad. This is about a 5 year gain on average for every year over the past 12 years. I improved my investment strategies this year as I try to do every year. https://brighterdayslifecoaching.com/how-to-lose-your…/ and https://brighterdayslifecoaching.com/a-break-in-the…/ are two notable examples. You can learn about all of my investing techniques via my “Invest Like a Pro in 10 Minutes a Day!” series of 4 books where you can learn the “end to end” process to investing. So, use any downtime you might have to your advantage by gaining this knowledge and learning these skills and techniques (https://brighterdayslifecoaching.com/published-books-and…/). Also, you can read all about my stock market activities here: https://brighterdayslifecoaching.com/stock-market-activities

34: the number of people I helped live happier lives throughout this year.

59: The number of times I posted about my stock market activities and strategies to offer others a chance to capitalize on these. You can read about most of them here: https://www.brighterdayslifecoaching.com/stock-market…/

93: The number of posts I wrote and published, throughout the year, focused on helping people live happier, offering hope and inspiration, keeping people informed, and making people more successful in life.

12: The number of books I read and shared my notes on throughout the year. These were primarily in the areas of self-help and self-improvement. Each of these were towards the top of the “100 Best Self-Help Books of All Time” list I’ve been reading from (So, over the years I’ve currently read the top 89 books on this list of 100 so 11 more to go!).

212: The number of days I spent on Duo Lingo learning and practicing Spanish and Portuguese throughout the year. I’ve been learning various languages on Duo Lingo for 10 years now including Spanish, Portuguese, and a tiny bit of Italian.

11 – the number of hours I spent on fitness activities in a typical week between weight training, running, stretching, and yoga.

So, 2023 was a pretty good year overall. Going forward I plan to focus on creating an electronic version of my first book of poetry (“A Farewell to Reason”) which has been out of print for several years now and some of the poetry I’ve written since then.

I’m looking forward to seeing what 2024 brings! Happy New Year Everyone! May 2024 be the best year of our lives EVER!

selfimprovement #selfhelp #selfdevelopment #intention #fulfillment #success #inspiration #happiness #mindfulness #peace #joy #positivethinking #balance #finance #stocks #investing #stockmarket #bonds #bondmarket

FINAL STOCK MARKET SCORE =>>> JOE: 57.2%, SPX: 24.2%

Posted on by Joseph M. Brennan Jr.

I had a really great year in the stock market this year. I experienced my first down year in 11 years last year (in 2022) when I lost 23.6% but more than made up for it this year with a gain of 57.2% which is about an 8-year gain in a single year!

I beat all of the major market indexes this year by a wide margin such as the S&P 500 index (+24.2%), Russell 2000 index (+15.1%), and Nasdaq index (+43.4%). So, 2023 was a great year for me and demonstrated I can still do well as a high-risk investor (I unintentionally became a high-risk investor in 2022 with the large stock market drop and am finally getting back to being a low-risk investor which is where I’m supposed to be at this stage of my investing). Most of my portfolio is now invested in fixed income which fits much better with my low-risk investor profile. We’ll see what 2024 brings.

I’ve done extremely well overall from year-to-year. Over the past 12 years my average annual gain is 35% (including the losses from 2022). So, that’s pretty darn good. This is about a 5-year gain on average for every year over the past 12 years. Here’s what the specific percentage gains/losses were:

2023 +57.20%
2022 -23.60%
2021 +8.70%
2020 +164.00%
2019 +20.00%
2018 +14.00%
2017 +15.00%
2016 +22.00%
2015 +73.00%
2014 +19.20%
2013 +16.40%
2012 +34.90%

I improved my investment strategies this year as I try to do every year. https://brighterdayslifecoaching.com/how-to-lose-your-shirt-in-the-stock-market-without-losing-your-shorts-too-part-four/
and https://brighterdayslifecoaching.com/a-break-in-the-clouds-the-return-of-low-risk-safe-haven-investments-via-the-bond-market/ are two notable examples.

You can learn about all of my investing techniques via my “Invest Like a Pro in 10 Minutes a Day!” series of 4 books where you can learn the “end to end” process to investing. So, use any downtime you might have to your advantage by gaining this knowledge and learning these skills and techniques (https://brighterdayslifecoaching.com/published-books-and-life-coaching-services/).

Make it your goal to learn these investment techniques so that you can progress towards achieving the financial freedom and independence you’ve always dreamed of. I would have done so much better if I had learned this stuff years ago! I wish you much investing success for 2024 (and beyond!).

Also, you can read all about my stock market activities here: https://brighterdayslifecoaching.com/stock-market-activities

I wish you much investing success for 2024 (and beyond!).

#selfimprovement, #selfhelp #selfdevelopment #success #finance #stocks #investing #stockmarket #bonds #bondmarket

A GUILT-FREE WAY TO GIVE AND MAKE A DIFFERENCE IN PEOPLE’S LIVES

Posted on by Joseph M. Brennan Jr.

Most people who know me understand that whenever I have a good year in the stock market, I always set aside some of the proceeds to share with others to contribute as my gift to them – it’s a promise I make every year to God, higher power, the universe, or whatever it is you believe in (I happen to believe in all the above).

Well, this year I earned a 56% gain so far which is about an 8-year gain on average in just one year (https://brighterdayslifecoaching.com/stock-market-activities)! So, I spent a lot of time trying to figure out what I could do for the holidays to contribute to people I care about.

What I ended up deciding on is providing a 0% “loan” (“wink wink”) to people which they can use at any time, in any way they choose, and for whatever payment terms they choose (which can be adjusted at any time). If the “loan” is paid off within 2 years, then they owe only 90% of the loan total.

The reason I provided a 0% “loan” is many people feel much more comfortable with that than receiving a large sum of money as a gift – it tends to be more guilt-free in nature as a lot of people are uncomfortable receiving larger amounts of cash as gifts. However, I have given them each the option of paying the “loan” back (or not). I provided everyone with three choices regarding this gift:

1. Accept the “loan” at any time up until 30 November 2024 as their gift from me and pay it back on whatever terms they like (which they can adjust at any time). This would especially be a great option if they have debts they would like to at least partially pay down or any new purchases they would like to make without having to pay any interest. Again, they are not required to pay the “loan” back. However, if they do then I will offer their “loan” to the next person. So, it does not affect me in the least if they are not able to pay back the “loan” for whatever reason. Because even if they do, I gain no benefit since I’m just going to just offer the “loan* to the next person. And if they end up not being able to pay it back, then as far as I’m concerned it just means they needed the money more than the next person. Lastly, if they do end up paying the “loan” back within 2 years then they only pay 90% of the loan total (a 10% discount).

2. Decline the “loan” anytime up to 30 November 2024 and receive $150 as their gift from me. If they decline the “loan,” then I will offer it to the next person. So, I gain no benefit if they decline the “loan.” As such, I encourage them to use the “loan” if it might be helpful to them.

3. Allow the “loan” to expire on 30 November 2024 without using it and receive $150 as their gift from me. If the “loan” expires, I will offer it to the next person. So, I gain no benefit if the “loan” expires.

Any “loan” (or any portion of any loan) not paid off within 2 years is automatically forgiven. Thus, the recipient(s) will owe nothing after 2 years.

So, the above is how I decided to contribute this year. Perhaps the above will be helpful to some of you in figuring out how to contribute when good things happen for you. I hope it does.

Have a wonderful holiday season everyone!

#selfimprovement #selfhelp #selfdevelopment #intention #fulfillment #success #inspiration #happiness #mindfulness #peace #joy #positivethinking #balance #finance #stocks #investing #stockmarket #bonds #bondmarket

HAPPY HOLIDAYS! A TINY GIFT FOR YOU!

Posted on by Joseph M. Brennan Jr.

One thing I used to do years ago for the holidays was hand out themed compilation CDs of music people couldn’t buy anywhere to give them something special and unique and wonderful to listen to over the holiday season (and beyond). They did not contain holiday music or anything which, for me, tends to get old after a short while – just unique music that is nice to listen to for something different. I was always particular and intentional about the themes I came up with and always ordered the tracks in such a way to ensure they created a wonderful musical experience and a smooth flow from one track to the next.

I used to do this year-after-year up until the widespread use of I-tunes, media players, Spotify and such. So, I started to realize CDs were probably a waste of time and effort. Well, the last couple of years I decided to recreate some of those CDs as Playlists on Spotify.

I might continue the above practice next year, but for this year I decided to create a new 1950s/1960s playlist. I heard some old music on a radio station a few months ago when driving around in New Smyrna Beach and I loved it so much that, for something different, I made a whole playlist to share with everyone. So, check it out when you get the chance:

Smooth Sailing 50s & 60s: https://open.spotify.com/playlist/3x0UnPJDMQqXcgxDIemCep…

I hope you will enjoy this as much as I do. Some of the lyrics are outdated for these modern times but the music is Wonderful. Also, the Sue Raney version of the second song (Till There Was You – https://www.youtube.com/watch?v=jEoG1TYLBWI) is much better than the Peggy Lee version but Spotify didn’t have the Sue Raney version. I encourage you to check that out and replace the Peggy Lee version with the Sue Raney version if you create your own playlist outside of Spotify. It’s so much better than the Peggy Lee version and fits in well with this playlist. Also, feel free to modify the playlist to make it your own including adding some of your favorites.

Below are the five playlists I provided in previous years so feel free to check these out as well over the holidays (and beyond):

1. Classical Gems (nice and soothing classical music): Classical Gems – playlist by Joe Brennan | Spotify

2. Candlelight Classic Jazz I (mainly old classic vocal jazz): https://open.spotify.com/playlist/1R0tZBB8MOZUJgA01LrK2C…

3. Candlelight Classic Jazz II (mainly old classic instrumental jazz): https://open.spotify.com/playlist/10ZO5Mrv5fF2Uns7QEzWVT…

4. New Age (Morningtide-Eveningtide): https://open.spotify.com/playlist/5S0Re0yHvQma9WMai20w36…

People really seemed to love this one for helping them to relax and even sleep. One song (What a Beautiful Sunset by Angelwing) was not available on Spotify but I encourage you to check out this excellent song as well: https://youtu.be/pXgjQPgh4bM?si=ovRvGhgp3V_G47JI . You can add this wonderful track if you create your own playlist outside of Spotify.

5. Acoustic Tracks: https://open.spotify.com/playlist/4rjwsNOCPfWZJFK72cKvji… This is a playlist that I love to listen to around the start of Autumn. For some reason the music really seems to fit at that time. None of the Joni Mitchell songs were on Spotify but tracks such as: the acoustic live version of “People’s Parties” (my very favorite:

https://youtu.be/NktbeZiMYfA?si=dV0LcJEL6uo1aTbJ), “Urge for Going” (https://youtu.be/ZvSvTRhAJxg?si=hKeMtJUa95dTLGUk), “Little Green” (https://youtu.be/HTxUrDtoPP0?si=fo0yREfcqCIxaznn), “A Case of You” (https://youtu.be/0YuaZcylk_o?si=hwbPrgdwdmxUYHlM), “Court and Spark” (https://youtu.be/_1Z6I62yvfg?si=irKLbee4rBS5evAI), and “That Song About the Midway” (https://youtu.be/O9R82TThjdw?si=jA4wsRNPDVaNUJXo) are excellent. So add the above tracks if you create your own playlist outside of Spotify.

Enjoy this music over the holiday season (and beyond) and feel free to share with anyone else who might enjoy these or could use a positive thought and a smile to brighten up their day.

Lastly, just in case it might be helpful to you (or others in your life):

As a first step when I take on new life coaching clients, I usually assign the following as a homework assignment: https://brighterdayslifecoaching.com/how-to-defeat-any…/

Why? Because this is the entry level step for putting them into a more positive place and ensuring we are working towards actual, instead of perceived, problems. It can be a substantial waste of time, effort, and energy working towards solving non-problems and taking this step (and Step 2 below) can be instrumental in avoiding that. After 3-4 weeks of consistently addressing the external factors indicated in the post above, many people feel much better about themselves and about their lives and are better able to focus on what they really want in life instead of spending time, money, and energy trying to solve problems which are really not problems at all.

After Step 1 has been completed, Step 2 is here which offers a guaranteed way to live increasingly happier : https://brighterdayslifecoaching.com/happiness-tip-clear…/

I hope the above will be helpful to you or to others in your life.

Happy Holidays everyone! May 2024 be the best year of our lives EVER! 🙂

#selfimprovement #selfhelp #selfdevelopment #intention #fulfillment #success #inspiration #happiness #mindfulness #peace #joy #positivethinking #balance

☆°▪︎ ONLY TOMORROWS KNOW (THAT WHICH DIMS OR GLOWS) ▪︎°☆

Posted on by Joseph M. Brennan Jr.

Today,

a

.

n

e

w

.

dream

grows,

–

–

seeded

.

b

y

.

yesterday’s

hope . . .

–

–

–

.

.

.

 ~ today,

a

dream

grows,

–

–

seeded

.

b

y

.

yesterday’s

hope . . .

–

–

–

.

.

.

b

u

t

–

–

–

only

tomorrows

know . . .

–

–

–

.

.

.

i

n

–

–

–

all

.

o

f

.

the

yesses

.

a

n

d

.

nos . . .

–

–

–

.

.

.

i

n

–

–

–

all

.

o

f

.

the

fasts

.

a

n

d

.

slows . . .

–

–

–

.

.

.

i

n

–

–

–

all

.

o

f

.

the

highs

.

a

n

d

.

lows . . .

–

–

–

.

.

.

that

which

remains,

.

a

n

d

.

that

which

goes . . .

–

–

–

.

.

.

that

which

stagnates,

.

a

n

d

.

that

which

flows . . .

–

–

–

.

.

.

a

n

d

–

–

–

that

which

dims,

.

a

n

d

.

that

which

glows . . .

–

–

–

.

.

.

 ~ that

which

dims,

.

a

n

d

.

that

which

glows . . .

–

–

–

.

.

.

all

along

those

–

–

raw,

.

a

n

d

.

rugged,

.

a

n

d

.

restless

roads . . .

–

–

–

.

.

.

o

f

–

–

–

all

.

t

h

e

.

places

.

w

e

.

would

go.

Reflection: This is a reflective poem written as a reminder that all of the choices we make over the weeks, months, and years influence what we experience later in life – so, choose as wisely as you can at the time and grow that wisdom over the years that go by. I wrote most of this poem by listening to the wonderful gem of a song “And So It Goes” by Billy Joel which I played repeatedly in the background at low volume to create the “moodset” for (and inspire) the writing of the poem. If you listen to the song at low volume while reading this poem, you might better get the “feel” of it.