Achieve Greater Peace and Happiness Through Improved Self Esteem

Self esteem is one of the more significant factors which contribute to the levels of happiness – or unhappiness for that matter – that people experience throughout their entire lives. So, anything we do to improve in this regard can be helpful for not only ourselves but also others who surround us.

One of the primary reasons people suffer from low self-esteem is because they treat themselves unkindly. The first step for improving in this regard involves becoming more mindfully aware of when you are treating yourself unkindly instead of mindlessly continuing to engage in these activities. Often, self-esteem issues result from mindlessly and repeatedly treating ourselves unkindly via thoughts, words, and actions. So, a good way to challenge this tendency is becoming more mindfully aware of when we are treating ourselves unkindly – at least for part of the time (step 1 of the process).

You might tell yourself something like, “There it is… I did it again…”, when catching yourself and remind yourself something like, “I’m not doing this to myself anymore… I am now treating myself more kindly”, and then release the original negative thought. Every time you are successful in doing this, you will break the negative cycle. Every time you break the negative cycle, you will improve the way you feel. Eventually, you will get to the point that, in addition to performing step 1 of this process, you will reconsider the original self-directed negative thought and transform it into something more positive (step 2 of the process).

Often, people with low self-esteem use negative labels and generalizations against themselves such as “stupid”, “failure”, “loser”, etc. So, someone might innocently forget where he placed his keys and tell himself something like, “I’m so stupid”, but after performing step 1 of this process become aware that, in that moment, he is treating himself unkindly and then gently release the negative thought. Ideally, he would then perform step 2 of the process and reconsider the thought, “I am so stupid” , and upon further reflection realize, “Wait a minute, I’m not stupid. I just misplaced my keys. Sometimes, I get a little sidetracked but that doesn’t mean I’m stupid.” Transforming the original self-directed negative thought into something more positive.

I have frequently met people who seemingly, jokingly use negative words against themselves such as “stupid” or “loser”. When I encounter such situations, I often gently try to guide them away from the use of such words with the realization that the self-directed negative words expressed verbally are probably a very small subset of all of such self-directed negative words they routinely engaged in internally. Even if these words are used – on some occasions – truly in a joking manner, often people begin to believe the things they tell themselves over time. Especially, if they happen in a repetitive fashion. So, I always try to help people gain this awareness so they at least have the opportunity to break the negative cycle if they choose to.

Every time you become more mindfully aware and break the negative cycle, you will feel better about yourself. And this MINDFUL AWARENESS => BREAK THE NEGATIVE CYCLE process can continue from hour-to-hour to week-to-week to month-to-month. If you keep going through this process, you will eventually get to the point where you will treat yourself kindly – instead of unkindly – for much of the time. And this will allow you to love yourself more. And this will make you feel wonderful. And this will create greater joy both within yourself and within your surroundings. How much joy can you stand? You will soon find out once you begin to improve your self-esteem. So, do this for yourself if you can.

This and other happiness and self-improvement related tips are provided throughout my self-help oriented books: https://brighterdayslifecoaching.com/published-books-and-life-coaching-services/ 

#selfimprovement #selfhelp #selfdevelopment #intention #fulfillment #success #inspiration #happiness

 

Joseph M. Brennan Jr.
CEO/Life Coach – Brighter Days Life Coaching
“Your Brighter Days Life Coach for Life”

6-27-2013BrennanPhotos-Main1

 

 

 

 

 

 

Make a Bad Day Better
Make a Good Day Better
Create a Brighter Life

 

Pre-Planned Investment Strategies For Investment Success

This article informs how to make the most of investment situations through pre-planning and effective strategies. For those of you who have been following my stock market investing activities you know that I have been actively buying shares of an oil company called Seadrill (SDRL) over the past several weeks. To put things into perspective, regarding the SDRL stock, at the recent bottom a couple of days ago, this stock had lost about 40% since I started buying it, but my overall loss due to price averaging into was about 12% at that point in time (the stock has dropped about 74% since the end of June). However, no matter what happened from that point in time forward, I had a plan. If SDRL continued falling, I would continue buying it into the year end, until I could buy no more, and then I would sell the entire stake and buy stock in a different oil company which paid a nice dividend (COP, TOT, and BP currently pay dividends between 4.5% and 7.0% per year). The reason I planned to do this, given the losses continued, was that I could recoup 28% of my losses due to the tax write-off since I am effectively in the 28% tax bracket. I could realize this tax write-off so long as I sold the stock before the end of the year and I did not buy the same stock for 30 days which is why I was targeting different companies. Via this 28% effective gain, plus the 4.5%-7.0% dividend anticipated for the coming year, I would have largely recovered from my losses even if the value of the new stock did not appreciate over the coming year. However, there is a significant probability that oil stocks will appreciate significantly in the coming year, because often, in the world of investing, lagging stocks become leading stocks.

However, in this particular case, as luck would have it, the SDRL stock reversed and surged higher in a four day rally. As a result, my 12% loss on Monday transformed into a 10% gain as of today and I began selling this stock to realize these gains. To date I have sold about a third of my SDRL shares. The reason why I decided to do this was, because this will allow me to use this cash to buy additional shares should the stock reverse again and begin to decline further.

You can rest assured, however, that either way things go in the future I have a plan. If SDRL continues rising significantly I’ll sell more shares to continue price averaging out of it, but if it falls significantly then I’ll look to buy more shares. Part of being a solid investor is recognizing opportunities when you see them and promptly capitalizing on them when the risk-reward of securities you are tracking become highly favorable (as a buyer) or highly unfavorable (as a potential seller or short seller) in nature.

You always want to be thinking several “moves” ahead of the stock market and have an idea of what you might do at every turn. Doing this will allow you to become a disciplined investor who realizes consistent success over time instead of being an emotional investor who frequently loses money and misses out on key opportunities. I do not care what your strategy is, just have one no matter how things go. Some strategies work better than others depending on what investing environment you are in, but having no strategy at all is a sure recipe for failure. I can help you to determine which strategies might be the most appropriate for you to use for your particular investment situations and time horizons.

This article informs how to make the most of investment situations through pre-planning and effective strategies. Part of being a solid investor involves effectively performing pre-planning and executing in accordance with your pre-defined strategies in a disciplined fashion; taking actions to exit investments which become unfavorable in nature (as a seller) and capitalizing on new investment opportunities which become favorable in nature (as a buyer). By periodically rotating out of investments which become less favorable and into investment opportunities which become more favorable in nature you will realize consistent investment success over time. You won’t make winning investments all of the time, but the point is to use strategies and techniques which allow you to make winning investments for much of the time. I can help in these regards.

Please contact me if you need any assistance with any of your financial planning, management, and/or investing needs as this is one of the areas that I actively perform life coaching and training in. Also feel free to click on “Financial Planning, Management, and Investing Related Posts” to the sidebar on the right or below (depending upon which device you are using to view this article) for helpful tips on how to become a solid investor to include some of the topics that I have alluded to in this article such as pre-planning, strategy development, and risk management. These articles provide helpful tips on how to become a solid investor so read through some of these if you think they might be helpful to you. In addition, in case some of you would like to follow along, here is where I regularly post about my stock market activities. So feel free to visit this page if you would like to follow what I’m doing in the stock market at any given time.

For those that did not know, I generally perform life coaching and training services in two primary areas: 1) Personal and Professional Improvement, Development, and Growth, and 2) Financial Planning, Management, and Investing. As such, I generally alternate the articles that I write via my blogs between these two topic areas. This particular article is associated with the second area that I life coach in. So if you do not have much interest in financial planning, management, and investing, rest assured that one of the next articles that I write will be in the area that you might have greater interest in; the personal and professional improvement, development, and growth area. You can also follow me on Twitter if you like at: Joseph M Brennan Jr @ BrighterDaysLC

Joseph M. Brennan Jr.
CEO/Life Coach – Brighter Days Life Coaching
“Your Brighter Days Life Coach for Life”

6-27-2013BrennanPhotos-Main1

 

 

 

 

 

 

Make a Bad Day Better
Make a Good Day Better
Create a Brighter Life

 

 

Effective Risk Management Strategies for Volatile and/or Declining Investments

This article informs some of the considerations a solid investor evaluates when managing risk and making adjustments in investment strategies over time. In this particular case, this involves managing investment risk for securities that significantly decline in value. For those of you who have been following my stock market investing activities you know that I have been actively buying shares of an oil company called Seadrill (SDRL) over the past several weeks. The last time I bought shares was on 15 Dec. Well, since then the stock has spiked to about a 17% gain overall over the past couple of days which is about a 2.5 year gain on average. So, I decided to sell the shares I recently bought two days ago. The reason why I decided to do this was, because this will allow me to use this cash to buy additional shares should the stock reverse again and begin to decline further. Because in the world of investing nothing is ever certain. This is why developing and refining strategies “up front” is so critical to success. You want to be a disciplined investor. Not an emotional one.

To put things into perspective, regarding the SDRL stock, at the recent bottom a couple of days ago, this stock had lost about 40% since I started buying it, but my overall loss due to price averaging into it was about 12% at that point in time (the stock has dropped about 74% since the end of June). Years ago, as a young investor, I might have invested my entire investment account at the initial buy point, instead of price averaging into it over time, but have since learned that the key to investing success involves being prepared in case things do not turn out the way you might initially expect so that you can capitalize either way that things might go. This strategy has allowed me transform an initial 40% loss into about a 5% gain overall, as of today, with additional gains likely to come. Often lagging stocks become leading stocks, over time, and so long as the risk-reward indicators that I generally look at remain favorable in nature I will continue holding shares of the stock. Either way things go in the future, however, I have a plan. If SDRL continues rising significantly I’ll sell more shares to continue price averaging out of it, but if it falls significantly then I’ll look to buy more shares. Part of being a solid investor is recognizing opportunities when you see them and promptly capitalizing on them when the risk-reward of securities you are tracking become highly favorable (as a buyer) or highly unfavorable (as a potential seller or short seller) in nature.

In summary, developing and refining investment strategies up front can transform you from being an emotional investor into a disciplined one who realizes steady and consistent success over time. I have solid risk management strategies that I have developed for various investment types and investing environments, for the clients that I work with, so feel free to contact me if you’d like to find out more.

This article informs some of the considerations a solid investor evaluates when managing risk and making adjustments in investment strategies over time. Part of being a solid investor involves effectively managing risk and taking actions to exit investments which become unfavorable in nature (as a seller) and capitalizing on new investment opportunities which become favorable in nature (as a buyer). By periodically rotating out of investments which become less favorable and into investment opportunities which become more favorable in nature you will realize consistent investment success over time. You won’t make winning investments all of the time, but the point is to use strategies and techniques which allow you to make winning investments for much of the time. I can help in these regards

Please contact me if you need any assistance with any of your financial planning, management, and/or investing needs as this is one of the areas that I actively perform life coaching and training in. Also feel free to click on “Financial Planning, Management, and Investing Related Posts” to the sidebar on the right or below (depending upon which device you are using to view this article) for helpful tips on how to become a solid investor to include some of the topics that I have alluded to in this article such as price averaging and risk management. These articles provide helpful tips on how to become a solid investor so read through some of these if you think they might be helpful to you. In addition, in case some of you would like to follow along, here is where I regularly post about my stock market activities. So feel free to visit this page if you would like to follow what I’m doing in the stock market at any given time.

For those that did not know, I generally perform life coaching and training services in two primary areas: 1) Personal and Professional Improvement, Development, and Growth, and 2) Financial Planning, Management, and Investing. As such, I generally alternate the articles that I write via my blogs between these two topic areas. This particular article is associated with the second area that I life coach in. So if you do not have much interest in financial planning, management, and investing, rest assured that one of the next articles that I write will be in the area that you might have greater interest in; the personal and professional improvement, development, and growth area. You can also follow me on Twitter if you like at: Joseph M Brennan Jr @ BrighterDaysLC

Joseph M. Brennan Jr.
CEO/Life Coach – Brighter Days Life Coaching
“Your Brighter Days Life Coach for Life”

6-27-2013BrennanPhotos-Main1

 

 

 

 

 

 

 

Make a Bad Day Better
Make a Good Day Better
Create a Brighter Life

 

Optimism and the Power of Positive Thinking

Over the past week or so I caught my first flu in about ten years or so, but I did not mind, because, if nothing else, it provided me with the splendid opportunity to write this article on optimism and the power of positive thinking. Now, many people I know who get ill agonize over their symptoms, go to the doctor, take several medications, and spend much of their time complaining about how horrible they feel or how much they are not getting done or missing out on. However, what I tend to do is to look forward to the end result: I look at illness as the way the body sheds itself of its weakest cells, cleanses itself, and revitalizes itself with new, fresh cells. I look at illness as a short term pain for a long term gain in terms of greater health. The only medications I took over this past week was some aspirin for the occasional headache and some Flonase for my cold like symptoms. I then proceeded to appreciate how wonderful it was that I had a nice, cozy, comfortable bed to crawl into, fresh filtered water available at my fingertips, and pampered myself by making a variety of Amy’s vegan soups and making toast covered in olive oil which I used to dip into these soups (my favorite food when I am ill – so wonderful!). I didn’t worry about chores or timelines or schedules or anything else. If I felt like sleeping or just lying around in bed I did just that. If I felt like watching a show or a movie I did that. And it I felt like listening to music I did that. And every time that I did something I smiled and reminded myself of how fortunate I was to have all of this available to me while patiently waiting for my body to recover. Because so many others do not have these things so readily available to them. And each and every day I started feeling a little better.

Now, I’m not suggesting that people should not see doctors or take medications. In fact, I might have done both if things continued progressing in a negative direction by the end of the week. I just like to give the body ample time to cleanse itself naturally before resorting to such measures, and if, after that period of time passes, things do not improve then I consider these other options. But, this is all beside the point. Through optimism and positive thinking not only did I suffer less throughout my period of illness, but it is likely that I recovered more quickly than someone who might have been less positive and optimistic. This particular example is about illness, however, this is also true for other aspects of life as well. People that tend to be optimistic and positive minded in nature perform better and make greater progress in life even when faced with significant challenges.

Most people who know me know that I tend to be very positive minded and optimistic in nature and perhaps even a bit overly optimistic at times. I embrace these aspects, because positive thinking can have a profound effect on your life. Every year for new years I generally tell people that we are going to have the “best year ever!”. Now, why do I do that? Because it really doesn’t matter. Things will usually play out the way that they do in life no matter how we feel so why not choose to feel good? Not only will you feel happier, but you will suffer less from stress and anxiety, you will create warmer surroundings for both you and others to enjoy, others will enjoy being in your presence and feel more at ease, and life will continue to be a wonderful, beautiful adventure. In addition,the more positive and optimistic you are, and the better you feel, the more resilient you become in dealing with life’s difficulties. Things just do not seem to be so bad and you have a greater confidence and belief in your abilities to overcome these challenges. Furthermore, you will view these difficulties as being more temporary in nature. So always try to think positive, and to be optimistic, for the benefit of yourself and for the benefit of those who surround you. Because it truly doesn’t matter… Or perhaps, more importantly, it does!

I hope this article helps some of you out there who struggle with similar challenges and I wish you all a wonderful holiday season filled with all of the love, joy, and warmth you can possibly imagine!

This and other happiness and self-improvement related tips are provided throughout my self-help oriented books: https://brighterdayslifecoaching.com/published-books-and-life-coaching-services/ 

#selfimprovement #selfhelp #selfdevelopment #intention #fulfillment #success #inspiration #happiness

This article describes one way in which to become more optimistic and positive minded in nature such that you can experience greater peace and happiness. I encourage you to make it your goal to become more optimistic and positive minded in your own life; not only for the benefit of yourself, but for the benefit of others who surround you. It truly works wonders for me. To date I’ve written several articles related to creating and living a happier life. Click on “Personal Improvement, Development, and Growth Related Posts” on the sidebar to the right or below (depending upon which device you are using) if you would like to read some of these other articles for helpful tips on how to create greater peace, happiness, and progress in life if you think they might be helpful to you or to others in your life.

For those that do not know, I perform life coaching and training services in two primary areas: 1) Personal and Professional Improvement, Development, and Growth, and 2) Financial Planning, Management, and Investing. As such, I generally alternate the articles that I write via my blogs between these two topic areas. This particular article is associated with the first area that I life coach in. So if you don’t have much interest in personal and professional improvement, development, and growth, rest assured that soon I will write an article which will be in the area that you might have greater interest in; the financial planning, management, and investing area. You can also follow me on Twitter if you like at: Joseph M Brennan Jr @ BrighterDaysLC

Please contact me if you, or someone else in your life, could use some assistance with either of the two primary areas that I actively perform life coaching in. You can learn more about each of these areas by clicking on the menu, footer, and sidebar items.

Joseph M. Brennan Jr.
CEO/Life Coach – Brighter Days Life Coaching
“Your Brighter Days Life Coach for Life”

6-27-2013BrennanPhotos-Main1

 

 

 

 

 

 

 

Make a Bad Day Better
Make a Good Day Better
Create a Brighter Life

 

Approaches for Addressing Temptations, Addictions, Compulsions, and Distractions

This article describes an approach for challenging and overcoming temptations, addictions, compulsions, and distractions such that affected individuals can create greater peace, harmony, and happiness in their lives. Temptations, addictions, compulsions, and distractions are among the more significant hurdles to happiness that people experience in their lives and generally fall into two broad categories: (1) those which significantly threaten well-being such as those involving drugs and alcohol, and (2) those which do not significantly threaten well-being, but consume their lives more than they would like such as those involving perfectionism or excessive entertainment such as television, social media, movies, the internet, adult entertainment, computer games, social activities, puzzles, other forms of entertainment, or a combination of these. In the first case, affected individuals generally seek to overcome these kinds of temptations, addictions, compulsions, and distractions with the goal of removing them from their lives completely. In the second they might either seek to overcome these kinds of challenges permanently or to moderate them such that they do not become such hindrances to their lives.

Temptation, addiction, compulsion, and distraction issues often arise whenever affected individuals do not remain mindful of the unhappiness that results from the associated cumulative negative consequences of engaging in these temptations, addictions, compulsions, and distractions; primarily focusing their attentions on short term pleasures and sacrifices rather than longer term peace, harmony, and happiness. One of the problems associated with these kinds of pleasures is that often, after people engage in such pleasurable activities, these experiences do not measure up to their expectations. Not only do these experiences often not deliver what these individuals might be seeking, but they also have tendencies to induce follow-on negative feelings of guilt, depression, and/or anxiety; dissatisfactions and negative feelings which can drive the affected individuals to pursue other pleasurable activities in the attempt to appease these negativities. No one ever achieves the peace and happiness they are hoping for by engaging in a continuous cycle of pursuit, because they will never get all they are hoping for and there will always be something more which can attract their attention. This “pursuit of pleasure => negative feelings” cycle is one of the reasons why so many people feel so unhappy for so much of their lives. A happier, more peaceful way to live is by living simply and loving and appreciating what you already have in your life while working towards any positive changes that you truly desire in a steady, balanced fashion.

Many temptation, addiction, compulsion, and distraction challenges result from focusing on the pleasurable, more appetizing, pieces of the whole. At best they represent a small subset of the pieces of the whole. At worst they represent something different than what would truly be realized should affected individuals engage in their temptations, addictions, compulsions, and distractions. Most likely they will find themselves somewhere between these two extremes. So why do so many people fall into the temptation trap? One reason is because they often do not consider the more complete pieces of the whole, representing the fuller picture of their present life situation, when the temptation scenario begins to unfold.

It can be easy to give into the temptations of the moment, whenever individuals mindlessly focus on the more appetizing pieces of the whole; those pieces of the whole which offer short term gratification. If, however, they considered some of the longer term, negative consequences of performing some of these actions, they might decide to mindfully forgo some of these short term pleasures or choose healthier alternatives instead of mindlessly engaging in these. For example, some of the affected individuals might realize that engaging in such behaviors might cause additional pain in their lives to themselves and to others that they love and appreciate. They might come to the realization that their overall health might decline which could result in missing time from work, having to see a doctor more frequently and accumulating additional medical bills, or having fewer days available for going on that wonderful vacation they were planning to take. They might realize that the toxins or lack of nutritional value of what they put into our bodies (for food related temptations) would make them feel tired and sluggish and that they would not have as much energy as they would like for doing some of what they enjoy in life. In the overall sense, they might come to realize that the vision they have of who they might aspire to become, or what they truly desire in their lives, would not be realized by engaging in their temptations, addictions, compulsions, and distractions. As such, if they considered the fuller and more complete picture they might mindfully decide to choose differently instead of mindlessly engaging in their temptations, addictions, compulsions, and distractions. For example, they might instead mindfully choose to go for a walk, work on some project, connect with others that they love and appreciate, go to the gym, or perform some other healthier activity when their temptations begin calling.

By focusing on the fuller and more complete picture of their lives, and the associated impacts, this can help affected individuals to gain power over their temptations, addictions, compulsions, and distractions. This same idea holds true for all types of temptations, addictions, compulsions, and distractions such as those involving personal relationships, drugs and alcohol, shopping, entertainment, nicotine, food, wants and desires, workaholism, “cleanaholism”, and other forms of perfectionism, and repeatedly sacrificing the present for short-term, perceived, future “rewards”.

Below are three approaches which can be helpful if you, or others you are providing assistance to, struggle with temptations, addictions, compulsions, and/or distractions in your life:

(1) Positive Visualization Approach. This is primarily a positive oriented motivational approach which essentially involves visualizing the ideal person that you, or someone you are providing assistance to, would greatly aspire to become and/or the ideal life that you would greatly desire to live and collecting reminders of these. By developing a positive means in which to visualize success and then proceeding to visualize, or remind yourself of, this success on a regular basis progress can be made towards achieving this success.

(2) Negative Visualization Approach. This is primarily a fear oriented motivational approach which essentially involves visualizing the person that you, or someone you are providing assistance to, would most not like to become and/or the life that you would most not like to live and collecting reminders of these. For example, perhaps images of someone who is homeless and suffering the effects of a prolonged addiction problem or a character in a movie who played such a role would serve this purpose. Another approach might be collecting reminders of those that you love and appreciate who might be greatly affected by your temptation, addiction, compulsion, and distraction episodes. For example, a good friend of mine, who has suffered from addictions from time to time, loves his dogs more than anything in his life and the thing that concerns him most is the stress and anxiety his addiction episodes have caused his pets; recently indicating that, due to their age and health status, he does not believe they will be able to survive another such episode. So his pets might be one area he can focus on which could provide him with the strength he needs to resist future episodes. By developing a negative means in which to provide reminders of your life fears and/or the negative implications and consequences of engaging in your temptations, addictions, compulsions, and distractions these can help to provide the strength and the motivation to resist or avoid these. The negative oriented visualization approach should primarily be used for those temptations, addictions, and compulsions which tend to be highly detrimental towards you or towards the lives of others when they come to pass. In addition, this negative oriented approach typically only works effectively for the short term. As such, it is recommended that the positive oriented approach be primarily pursued for the temptation, addiction, compulsion, and/or distraction challenges you, or others you are providing assistance to, are seeking to moderate or overcome in your life and that these be augmented temporarily, as needed, with the negative oriented approach for use during those times when these challenges become more threatening or more frequent in nature.

(3)  Combined Positive/Negative Visualization Approach. This approach essentially involves two contrasting visualizations: One which represents the positive aspects of the choice you, or someone you are providing assistance to, would most like to make and another which represents the negative aspects associated with the choice you would most not like to make such as those indicated in the other two approaches above. These contrasting visualizations can provide constant reminders that if you, or someone you are providing assistance to, refrain from engaging in your temptations, addictions, compulsions, and/or distractions you will progress towards the life represented by the positive visualization while if you engage in these temptations, addictions, compulsions, and/or distractions you will converge towards the life represented by the negative visualization.

In some situations people achieve better results using positive oriented techniques while in others they achieve better results using negative oriented techniques or by combining the two approaches. Often it depends on the situation, the time frame, and the person involved. Just going through these steps alone, however, can be enough to empower, provide focus, strengthen resolve, and improve progress.

In either of the three approaches presented above there are multiple techniques which can be used to create the associated visualization material and/or reminders of intentions to include: (1) identifying role model(s) of people which represent who you most want to become or who you most do not want to become (for the negative visualization approach), (2) gathering a collection of images of people, objects, and symbols, (3) writing one or more paragraphs which can be reviewed and/or visualized on a regular basis, (4) writing notes, ideas, and reminders to aid in remembering your intentions, and (5) gathering or developing a collection of images and/or descriptions of those that you greatly love and appreciate in your life who will benefit from your success (i.e., reminders of others you are doing this for in addition to yourself). Visualization material can be readily created and serve as constant reminders of who we aspire to become or how we desire to improve in our lives. We can carry around images in our purses, wallets, computers, and mobile devices. We can frame pictures and put them up in our places of work or at home. We can create visualization boards or use journals, notebooks, and notes and reminders to ourselves. We can also create visualization material by scrapbooking or via miniature objects that we can carry around with us on a regular basis as constant reminders to ourselves. I recommend, as a minimum, having such reminders readily available via your mobile devices such that they are always with you. I also recommend that you try out each of the techniques presented throughout this paragraph and use those that most strongly resonate with you and which provide powerful reminders to you. Sometimes choosing the right approaches, the right phrases, the right images, the right visions, or the right visualizations for yourself, or someone else you are providing assistance to, can make all the difference so try various approaches until you find that which strongly resonates with you or the person you are providing assistance to. Choose something which powerfully inspires, excites, and motivates you. If you do this you will greatly accelerate your progress towards achieving the success you desire.

Once a means has been determined by which to visualize success then you can regularly visualize or remind yourself of the success you are seeking to achieve perhaps on a daily basis, as well as anytime the temptation, addiction, compulsion, and/or distraction challenges begin to become threatening or frequent in nature. Significant progress can be made by visualizing or reminding yourself of the success you are seeking for yourself a few minutes every day; upon waking, at various points throughout the day, and prior to going to sleep. By regularly providing reminders of your positive intentions of being healthy, successful, confident, or anything else that your visualization material represents you will gain strength towards moderating or overcoming your temptation, addiction, compulsion, and distraction challenges. So do this for yourself if you can.

Sometimes, in our lives, we have a tendency to focus on, and perhaps even magnify, our areas of discontent, or the negative aspects, of our lives to the extent that we become so focused on the negative that even minor issues and annoyances can appear to us, through these negative perceptions, to be nearly the whole of our entire existences when, in actuality, they might represent only a very small aspect of our lives and be temporary in nature. By focusing our attention on that which we dislike in our lives we often create distance, pain, and isolation when we might otherwise prefer to create closeness, love, and community. We can create greater peace, warmth, harmony, and happiness by focusing on the positive aspects of, or that which we love and appreciate about, our lives and reinforcing these instead of focusing on the negative. Anytime we focus on the negative aspects this can hinder us from seeing and acknowledging what is wonderful in our lives. In contrast, whenever we focus our attention on the positive aspects it can fill our lives with love, warmth, joy, peace, appreciation, fulfillment, and contentment and is something which affects not only the way that we feel about ourselves, but also the way others feel whenever they are in our presence.

This article describes one way in which to create greater peace, harmony, and happiness in your life by challenging and overcoming temptations, addictions, compulsions, and distractions. I encourage you, or others you are providing assistance to, to give these techniques a try.

This and other happiness and self-improvement related tips are provided throughout my self-help oriented books: https://brighterdayslifecoaching.com/published-books-and-life-coaching-services/ 

#selfimprovement #selfhelp #selfdevelopment #intention #fulfillment #success #inspiration #happiness

One advantage of being well-versed in multiple life coaching areas is being able to recognize and capitalize on synergies between the various areas. Some techniques which work well in addressing one area works well in supporting other areas as well. For example, the approaches I described throughout this article work well not only for the topic of this article, temptations, addictions, compulsions, and distractions, but also for motivating and accelerating progress in other aspects of one’s life such as job changes, relationship changes, financial discipline, and achieving new goals and greater happiness in life. So give these techniques a try for these and other aspects of your life.

To date I’ve written several articles related to creating and living a happier life. These include the following:

(1) A Quick and Easy Technique For Creating Happiness, Peace, and Relaxation

(2) Creating Healthy Boundaries in Relationship Situations

(3) Living Mindfully and Intentionally, Being Clear Headed and Open-Minded, and Releasing the Need to be Right or Defensive

(4) Keeping Life Enjoyable, Interesting, and Fun By Breaking Out of the Routine of Things

(5) Achieving Greater Peace and Happiness By Evaluating, Prioritizing, and Adjusting Life Activities

(6) A Wonderful Way to Gain a Greater Appreciation of Others

Feel free to read some of these other articles if you think they might be helpful in helping you to experience greater warmth, peace, harmony, and happiness in your life. For those that do not know, I generally perform life coaching and training services in two primary areas: 1) Personal and Professional Improvement, Development, and Growth, and 2) Financial Planning, Management, and Investing. As such, I generally alternate the articles that I write via my blogs between these two topic areas. This particular article is associated with the first area that I life coach in. So if you don’t have much interest in personal and professional improvement, development, and growth, rest assured that the next article that I write will be in the area that you might have greater interest in; the financial planning, management, and investing area. You can also follow me on Twitter if you like at: Joseph M Brennan Jr @ BrighterDaysLC

Please contact me if you, or someone else in your life, could use some assistance with personal improvement, development, or growth as this is one of the areas that I actively perform life coaching in. Also feel free to click on “Personal Improvement, Development, and Growth Related Posts” on the sidebar to the right or below (depending upon which device you are using) for helpful tips on how to create greater peace, happiness, and progress in your life.

Joseph M. Brennan Jr. CEO/Life Coach – Brighter Days Life Coaching

“Your Brighter Days Life Coach for Life”

6-27-2013BrennanPhotos-Main1

 

 

 

 

 

 

 

Make a Bad Day Better

Make a Good Day Better

Create a Brighter Life

 

 

Factors to Consider When Managing Risk and Adjusting Investment Strategies Over Time

This article is about some of the factors a solid investor considers when managing risk and making adjustments in investment strategies over time. I recently made the decision to remove funds from my investment account to pay off my mortgage on my investment property as well as the second mortgage on my home. You might question such a decision given that, significant gains can generally be made in the stock market over time and, from a seasonal standpoint, the highest gains typically occur in the stock market between November and April. Well, there were two primary reasons why I made this decision:

(1) The primary stock market index that I track, the S&P 500 (SPX), has gained over 200% over the past six years while the long term average is approximately 7% per year. This indicates that, at some point, it is likely these more recent outsized gains will revert to the mean perhaps by the SPX registering several years of mediocre gains or perhaps even substantial losses. Paying off these mortgages is essentially the equivalent of experiencing guaranteed 4-5% annual gains over the next twenty to thirty years and, given the outsized gains experienced to date, and the potential for mean reversion, this might turn out to be a much better gain over the long term versus risking what I have and investing in something that is far less certain.

(2) Substantially reducing the size of my investment account curbs my risk taking in the stock market and, should substantial losses be experienced in the future, these will have a much more limited impact on my financial position overall.

Years ago I was firmly against using investment funds to pay off mortgages, because the potential stock market gains far outweighed the typical interest rates and the associated tax benefits, but the times have changed and I am now in favor of doing just that; especially for those investors within six or seven years of retirement. I recommend, however, that investors 10+ years away from retirement instead regularly sell shares of their investments so that they will have cash available to take advantage of stock market declines when they happen. In the present investing environment, I prefer cash over investing in bonds or bond funds due to interest rates being at historical lows and the likelihood that interest rates will begin rising over the next few years. According to one article, based on historical data, even as little as a 1% rise in interest rates over a period of six months (a 0.25% rate hike per Fed meeting – the Fed meets every six weeks), which is a reasonable expectation, could result in a 5.4% loss in bonds and the bond funds which track them. So I recommend steering clear of bonds and bond funds at least until interest rates “normalize” a bit. Cash might be a better option until this happens, because you would then only experience losses due to inflation (about a 2% inflation rate per year is a reasonable expectation). However, the losses experienced in bonds and bond funds would be in addition to losses due to inflation. So that 5.4% loss I alluded to earlier would effectively amount to a 7.4% loss overall when also including the inflationary effect. Of course, there are times when the bond market might do well, especially when there is substantial fear in the stock market and people sell their stocks and buy bonds instead, but it is likely that these spikes will be short lived and temporary in nature. Furthermore, timing these spikes is likely to prove to be difficult both when buying into and when selling out of these. I believe a much safer way to invest going forward is cashing out from time to time and using that cash to buy stocks during stock market declines. Another option would be to purchase portfolio protection such as volatility products which rise when overall stock markets fall.

In summary, the risk-reward of the overall stock market is no longer as favorable as it has been in the past, the risk-reward of the overall bond market appears to be highly unfavorable in nature with the exception of short term spikes due to fear in the stock market, and cash appears to be “king” given the investing environment we are rapidly approaching so that we can capitalize on potential stock market declines. I have a solid risk management strategy that I developed specifically for use in investing environments such as this, for the clients that I work with, so feel free to contact me if you’d like to find out more.

Each of the above are indications that it might make sense to tread carefully going forward with respect to your investments. Effectively managing your risk and having cash available to take advantage of future compelling investment opportunities will allow you to succeed in this kind of investing environment. Being a solid investor involves effectively managing risk and taking actions to exit investments which become unfavorable in nature and capitalizing on new investment opportunities which become favorable in nature. By periodically rotating out of investments which become less favorable and into investment opportunities which become more favorable in nature you will realize consistent investment success over time. You won’t make winning investments all of the time, but the point is to use strategies and techniques which allow you to make winning investments for much of the time. I can help in these regards.

This article informs some of the factors a solid investor considers when managing risk and making adjustments in investment strategies over time. Part of being a successful investor, and realizing consistent gains over time, involves recognizing indicators of when to reduce your exposure to certain investment alternatives, and risk overall, when to increase your exposure to certain investment alternatives, and risk overall, and when to cash out and sit on the sidelines patiently awaiting the next compelling investment opportunities and favorable investing environments overall.

Please contact me if you need any assistance with any of your financial planning, management, and/or investing needs as this is one of the areas that I actively perform life coaching and training in. Also feel free to click on “Financial Planning, Management, and Investing Related Posts” to the sidebar on the right or below (depending upon which device you are using to view this article) for helpful tips on how to become a solid investor.

Other articles that I’ve written related to financial planning, management, and investing include:
(1) Reasons to Sell or Short-Sell Stocks and Other Investments
(2) Risk: How Much Should You Take When Investing Your Money?
(3) Using Technical Indicators and Charts to Guide Stock Market Activities and Using Price Averaging to Manage Risk
(4) Using Bollinger Bands, Stochastics, and Other Indicators to Guide Stock Market Activities
(5) Using Moving Averages and Price Averaging to Realize Consistent Gains in the Stock Market

These articles provide helpful tips on how to become a solid investor so read through some of these if you think they might be helpful to you. In addition, in case some of you would like to follow along, here is where I regularly post about my stock market activities. So feel free to visit this page if you’d like to follow what I’m doing in the stock market at any given time.

For those that did not know, I generally perform life coaching and training services in two primary areas: 1) Personal and Professional Improvement, Development, and Growth, and 2) Financial Planning, Management, and Investing. As such, I generally alternate the articles that I write via my blogs between these two topic areas. This particular article is associated with the second area that I life coach in. So if you don’t have much interest in financial planning, management, and investing, rest assured that the next article that I write will be in the area that you might have greater interest in; the personal and professional improvement, development, and growth area. You can also follow me on Twitter if you like at: Joseph M Brennan Jr @ BrighterDaysLC

Joseph M. Brennan Jr.
CEO/Life Coach – Brighter Days Life Coaching
“Your Brighter Days Life Coach for Life”

6-27-2013BrennanPhotos-Main1

 

 

 

 

 

 

 

Make a Bad Day Better
Make a Good Day Better
Create a Brighter Life

 

☆°▪︎ BETTER ▪︎°☆

There

once

.

w

a

s

.

a

time,

– 

when

.

I

.

w

a

s

.

better

.

t

h

a

n

.

all . . .

.

.

.

then,

better

.

t

h

a

n

.

most . . .

.

.

.

later,

progressing

.

t

o

.

being

.

better

.

t

h

a

n

.

those . . .

.

.

b

u

t

now

.

I

.

know . . .

.

.

.

 ~ yes,

.

n

o

w

.

I

.

know . . .

.

.

.

I

.

will

.

n

o

t

.

bask,

.

.

i

n

.

.

the

.

true

.

joy

.

o

f

.

the

.

sun,

until

.

those

.

days,

when

.

m

y

.

journey

.

i

s

.

done . . .

.

.

.

until

.

those

.

days . . .

.

.

.

until

.

those

.

days . . .

.

.

.

when

.

I

.

a

m

.

better

t

h

a

n

.

none.

Reflection: This was an inspirational/hope-themed poem that I wrote back in November of 2014 where the journeyer progresses towards joy and happiness by letting go of judgments and beliefs.

A Quick and Easy Technique For Creating Happiness, Peace, and Relaxation

This article shares a quick and easy technique that I frequently I use for creating happiness, peace, and relaxation. With the holiday season rapidly approaching, and the stress and chaos that it often brings, this might be just the thing some of you need to achieve greater joy, peace, and relaxation throughout the holidays (and beyond). The process I use is a simple two step process:

(1) Create a series of “reflective” playlists, of songs from your younger days, which promote happiness, peace, and relaxation. The songs may not necessarily be songs that you particularly enjoyed back then, but songs that others in your life may have listened to. The time frames that work best for me are the playlist of songs between my ages of 6 and 9 and another playlist of songs between my ages of 10 and 12, but also try creating playlists of songs of your teenage years and perhaps even your college years or other timeframes so long as they promote feelings of peace, happiness, and relaxation while perhaps avoiding those timeframes which do not. Prioritize each of your playlists such that the songs that promote the greatest joy, peace, and relaxation for you are at the top of each playlist. This ensures that when you are time constrained that you will at least get a chance to listen to those songs which sooth you most.

(2) Play one of your playlists at extremely low volume. It should sound almost like a pale, distant echo from another room. I find the best relaxation effect is created by disconnecting the speakers from my computer and using the internal speaker at low volume to create this effect. I’ve also used my Ipad for this purpose (again using the internal speaker only at extremely low volume). There’s something about the slight distant hint of these songs playing that promotes the joy, peace, and relaxation effect. So try this.

You can do this when doing things around the home, when driving, or at other times. Notice the joy, peace, and relaxation you experience whenever you do this. Try out each of your “reflective” playlists and use those that work best for you more frequently than the others and rearrange the songs such that those that are the most soothing to you remain at the top of these lists. What I often like to do is to play one of these playlists in this fashion while soaking in a warm bath. I then towel off, restart the playlist, and lie down in bed to relax while listening to the pale, faint, distant echoes of the music. Sometimes I’ll rest for about 30 minutes or so and at other times I’ll simply go to sleep for what always amounts to a deep, peaceful, restful sleep. Either way, when I get out of bed I am filled with joy and peace. And it lasts for hours. So do this for yourself if you can.

This and other happiness and self-improvement related tips are provided throughout my self-help oriented books: https://brighterdayslifecoaching.com/published-books-and-life-coaching-services/ 

#selfimprovement #selfhelp #selfdevelopment #intention #fulfillment #success #inspiration #happiness

This article describes one way in which to rapidly experience greater happiness, peace, and relaxation in your life. I encourage you to give this a try. It works wonders for me. I hope it works well for you as well. Other articles that I’ve written related to creating and living a happier life include:
(1) Creating Healthy Boundaries in Relationship Situations
(2) Living Mindfully and Intentionally, Being Clear Headed and Open-Minded, and Releasing the Need to be Right or Defensive
(3) Keeping Life Enjoyable, Interesting, and Fun By Breaking Out of the Routine of Things
(4) Achieving Greater Peace and Happiness By Evaluating, Prioritizing, and Adjusting Life Activities
(5) A Wonderful Way to Gain a Greater Appreciation of Others

Feel free to read some of these other articles if you think they might be helpful in helping you to experience greater warmth, peace, and happiness in your life.

For those that do not know, I generally perform life coaching and training services in two primary areas: 1) Personal and Professional Improvement, Development, and Growth, and 2) Financial Planning, Management, and Investing. As such, I generally alternate the articles that I write via my blogs between these two topic areas. This particular article is associated with the first area that I life coach in. So if you don’t have much interest in personal and professional improvement, development, and growth, rest assured that the next article that I write will be in the area that you might have greater interest in; the financial planning, management, and investing area. You can also follow me on Twitter if you like at: Joseph M Brennan Jr @ BrighterDaysLC

Please contact me if you, or someone else in your life, could use some assistance with personal improvement, development, or growth as this is one of the areas that I actively perform life coaching in. Also feel free to click on “Personal Improvement, Development, and Growth Related Posts” on the sidebar to the right or below (depending upon which device you are using) for helpful tips on how to create greater peace, happiness, and progress in your life.

Joseph M. Brennan Jr.
CEO/Life Coach – Brighter Days Life Coaching
“Your Brighter Days Life Coach for Life”

6-27-2013BrennanPhotos-Main1

 

 

 

 

 

 

Make a Bad Day Better
Make a Good Day Better
Create a Brighter Life

 

☆°▪︎ THE WILD AND WINDING RIDE ▪︎°☆

I

danced

.

w

i

t

h

.

thoughts

.

t

h

a

t

.

made

.

m

e

.

blush . . .

.

.

.

 ~ I

danced

.

w

i

t

h

.

thoughts

.

I

.

could

.

n

o

t

.

trust . . .

.

.

.

(

)

(

I

.

.

f

e

l

l

.

.

into

.

t

h

e

.

urge . . .

.

.

.

 ~ I

.

.

f

e

l

l

.

.

into

.

t

h

e

.

urge . . .

.

.

.

o

f

a

wild

.

a

n

d

.

winding

ride . . .

.

.

.

merging

.

w

i

t

h

.

day . . .

.

.

.

merging

.

w

i

t

h

.

night . . .

.

.

.

merging

.

w

i

t

h

.

form . . .

.

.

.

a

n

d

merging

.

w

i

t

h

.

light . . .

.

.

.

 ~ a

wild

.

a

n

d

.

winding

ride,

which

.

w

a

s

.

not

.

quite

.

cruel,

.

.

a

n

d

.

.

not

.

quite

.

kind . . .

.

.

.

 ~ not

.

quite

.

low,

.

.

a

n

d

.

.

not

.

quite

.

high . . .

.

.

.

a

t

the

.

starting

.

line . . .

.

.

.

 ~ a

wild

.

a

n

d

.

winding

ride,

which

merged

even

more . . .

.

.

.

which

merged

even

more . . .

.

.

.

which

merged

even

more . . .

.

.

.

i

n

t

o

colors,

shapes,

.

a

n

d

.

forms,

.

.

I

.

h

a

d

.

never

.

experienced

.

before . . .

.

.

.

 ~ my

safe

.

a

n

d

.

sure,

moved

.

t

o

.

insecure . . .

.

.

.

 ~ my

sharp

.

a

n

d

.

clear,

– 

whirled

.

i

n

t

o

.

a

.

blur . . .

.

.

.

a

n

d

just

.

w

h

e

n

.

I

.

thought,

.

.

i

t

.

.

could

.

bring

.

n

o

.

more . . .

.

.

.

a

n

d

just

.

w

h

e

n

.

I

.

thought,

.

.

i

t

.

.

could

.

bring

.

n

o

.

more . . .

.

.

.

a

n

d

just

.

w

h

e

n

.

I

.

thought,

.

.

i

t

.

.

could

.

bring

.

n

o

.

more . . .

.

.

.

I

.

d

r

o

p

p

e

d

.

beneath

.

t

h

e

.

floor . . .

.

.

.

 ~ I

.

d

r

o

p

p

e

d

.

beneath

.

t

h

e

.

floor . . .

.

.

.

Miles,

reaching

miles,

reaching

miles

before . . .

.

.

.

Miles,

reaching

miles,

reaching

miles

before . . .

.

.

.

Miles,

reaching

miles,

reaching

miles

before . . .

.

.

.

sighting

.

s

o

m

e

.

semblance

.

o

f

.

an

.

exit

.

door . . .

.

.

.

I

thought

.

f

o

r

.

sure,

.

.

i

t

.

.

could

get

.

n

o

.

worse . . .

.

.

.

f

o

r

it

was

.

m

y

.

voice

.

I

.

heard,

attacking

.

t

h

e

.

curse . . .

 ~ my

voice

beating

.

t

h

e

.

boards

.

.

o

f

.

.

the

.

e

x

i

t

.

door . . .

.

.

.

!ENOUGH!

.

i

t

.

screamed . . .

.

.

.

!!ENOUGH!!

.

i

t

.

screamed . . .

.

.

.

!!!ENOUGH!!!

!!!!ENOUGH!!!!

!!!!!ENOUGH!!!!!

.

i

t

.

screamed . . .

.

.

.

b

u

t

something

must

.

h

a

v

e

.

wanted

more . . .

.

.

.

 ~ something

must

.

h

a

v

e

.

wanted

more . . .

.

.

.

f

o

r

I

.

.

f

e

l

l

.

.

into

.

t

h

e

.

urge . . .

.

.

.

 ~ I

.

.

f

e

l

l

.

.

into

.

t

h

e

.

urge . . .

.

.

.

much

.

t

h

e

.

same

.

way

.

.

I

.

.

did

.

before.

Reflection: This was a personal struggle-themed poem that I wrote back in November of 2014 where the affected party falls victim to outside influences which grab his/her attention and repeatedly gets drawn into the depths of darkness – having difficulty breaking the negative cycle. It seems this will be a lifelong, all-consuming struggle and that the affected party will never be able to escape the forces of temptation, addiction, compulsion, and distraction. The struggle can represent any temptation, addiction, compulsion, or distraction type: drugs, alcohol, sex, gambling, obsessions, etc.

Reasons to Sell or Short-Sell Stocks and Other Investments

This article is about some of the factors a disciplined investor considers when deciding whether or not to sell or short-sell stocks and other investments. Short-selling is a practice where an investor borrows shares of a stock or other investments, with the anticipation that prices will fall, and buys them later at hopefully lower prices. If the prices rise instead then the investor loses money. I’m not fond of short-selling myself, but at least wanted to share it since the factors that influence when to sell stocks or other investments are often some of the same factors an investor might consider when short-selling.

If you follow my stock market activities then you know that I have done quite a bit of selling lately and am now completely out of the stock market. From a seasonal standpoint, November is typically the time to buy (and not sell) stocks since the highest gains typically occur between November and April so you might question why I decided to sell out of this market. Well, there were two primary reasons: 1) I bought into the mid September-to-mid October market slump where the stock market lost nearly 10% and since then the stock market has gained over 11% over a period of about 3 weeks or so which is about a year and a half gain (on average) over a period of weeks. 2) My year end “stretch” goal for my investment account was 12% and I gained 16% as of Friday which is over a two year gain on average. When the overall market bottomed in mid-October, and I kept buying into it, my investment account was at a 6% loss, so it has risen 22% since then. Rather than continue taking risk I sold what I had to realize this gain and await an overall market pullback or other compelling investment opportunities before putting my cash to work.

Below are factors that I frequently consider when evaluating whether or not to sell shares of stocks or other investments that I’m holding at the time:

(1) Technical charts and indicators approaching extreme levels. For example, if you take a look at the slow stochastics chart below, at the bottom of the chart, for the S&P 500 Index (SPX) you can see that the lines are above 80 which indicates, from a statistical perspective, that the stock is overbought and is due for for a pullback. In addition, in the top chart, the prices are approaching the upper Bollinger Band at ~ 2067, another statistical indicator, which is perhaps even more concerning due to the significant widening of the upper and lower bands associated with the extreme price declines and the rapid recovery between 19 September and 7 November. I typically look at a variety of charts and indicators and generally take a “weighted average” across those that appear to best reflect the “personality” of the stocks or other investments that I am tracking to aid in “buy” and “sell” decision making. Tracking the S&P 500 Index (SPX) is a good index to track, because about 60% of stocks rise when the SPX rises and about 80% of stocks decline when the SPX falls. So the SPX is worth paying attention to.

Chart courtesy of stocks.com

Chart courtesy of stocks.com

(2) Stocks or other investments rising significantly above their means. Stocks tend to be mean reverting over time so prices significantly above or below the mean(s) tend to reverse and revert back to the means at some point.

(3) Stock prices approaching or exceeding their 1 year price targets. Analysts generally provide 12 month price targets for the stocks that they cover and they revise these over time. As such, it is likely that prices approaching or exceeding their 1 year price targets will have limited upside unless significant upside revisions are made by the analysts that cover the stock at some point in the future.

(4) Stocks or other investments which previously declined significantly, but have since nearly reverted back to their means or have recovered nicely from their previous declines.

(5) Stocks or other investments which previously gapped down significantly on a decline begin “filling in the gap”.

(6) Prices approaching resistance zones represented by moving averages or trend analyses.

(7) The percentage gain to date. I always try to lock-in a good gain when I see one even if the other indicators I look at are favorable towards the stocks or other investments that I am holding. This allows me to have cash available to take advantage of any other investment opportunities which might become highly favorable, in the future, in terms of the indicators that I generally look at to evaluate stocks. I typically consider about 7% per year to be an average annual return in the stock market although far above average returns have been observed in the past few years. It is likely, however, that annual gains will begin reverting back to their means at some point in the future.

(8) The risk-reward indicators that I generally look at become unfavorable in nature such as some of the factors indicated above or some of the fundamental indicators that I frequently look at.

(9) Other investment opportunities start becoming much more favorable than some of the ones I’m holding, but I am fully invested and have no cash on hand at the time to take advantage of these opportunities. When this happens I look to sell some of the stocks that I’m holding to free up cash so that I might capitalize on these other potentially more compelling opportunities.

(10) Reaching or exceeding my ultimate or year end target goals for my overall investment account. Anytime that you begin approaching your ultimate or year end target goals this should prompt you to reduce your stock market exposure to manage your risk.

Each of the above are indications that it might make sense to sell some shares; especially when two or more of these factors are present. Selling shares when such opportunities arise allows you to effectively manage risk and have cash available to take advantage of future compelling investment opportunities.

Being a disciplined investor involves tracking multiple investment alternatives and taking actions to capitalize on those which become highly favorable investment opportunities over time and exiting those which become less favorable. By periodically rotating out of investments which become less favorable and into investment opportunities which become more favorable in nature you will realize consistent gains over time. You won’t make winning investments all of the time, but the point is to use strategies and techniques which allow you to make winning investments for much of the time

This article informs some of the factors a disciplined investor considers when deciding whether or not to sell or short-sell stocks and other investments. Part of being a successful investor, and realizing consistent gains over time, involves recognizing indicators of when to reduce your stock market exposure, and risk overall, by selling shares of stocks or other investments.

Please contact me if you need any assistance with any of your financial planning, management, and/or investing needs as this is one of the areas that I actively perform life coaching and training in. Also feel free to click on “Financial Planning, Management, and Investing Related Posts” on the sidebar to the right or below (depending on which device you are using)  for helpful tips on how to become a solid investor.

Other articles that I’ve written related to financial planning, management, and investing include:

(1) Risk: How Much Should You Take When Investing Your Money?
(2) Using Technical Indicators and Charts to Guide Stock Market Activities and Using Price Averaging to Manage Risk
(3) Using Bollinger Bands, Stochastics, and Other Indicators to Guide Stock Market Activities
(4) Using Moving Averages and Price Averaging to Realize Consistent Gains in the Stock Market

These articles provide helpful tips on how to become a solid investor so read through some of these if you think they might be helpful to you. In addition, in case some of you would like to follow along, here is where I regularly post about my stock market activities. So feel free to visit this page if you’d like to follow what I’m doing in the stock market at any given time.

For those that did not know, I generally perform life coaching and training services in two primary areas: 1) Personal and Professional Improvement, Development, and Growth, and 2) Financial Planning, Management, and Investing. As such, I generally alternate the articles that I write via my blogs between these two topic areas. This particular article is associated with the second area that I life coach in. So if you don’t have much interest in financial planning, management, and investing, rest assured that the next article that I write will be in the area that you might have greater interest in; the personal and professional improvement, development, and growth area. You can also follow me on Twitter if you like at: Joseph M Brennan Jr @ BrighterDaysLC

 

Joseph M. Brennan Jr.
CEO/Life Coach – Brighter Days Life Coaching
“Your Brighter Days Life Coach for Life”

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